Analisis Hukum Jaminan Pembiayaan Modal Usaha Dalam Akad Mudharabah Pada Perbankan Syariah

Kasmawati Kasmawati(1), M Rivaldi(2), Rodhi Agung Saputra(3email)


(1) Fakultas Hukum Universitas Lampung, Bandar Lampung
(2) Fakultas Hukum Universitas Lampung, Bandar Lampung
(3) Fakultas Hukum Universitas Lampung, Bandar Lampung
email Corresponding Author
CrossMark

Abstract


Introduction: The settlement of the mudharabah contract guarantee dispute can have two alternative settlements, namely the religious court and the arbitration body, while the absolute execution of the decision is carried out through the religious court in accordance with Article 49 of Law Number 3 of 2006 concerning Religious Courts.Purposes of the Research:  Examine the mudharabah contract guarantee, which has been regulated in the Fatwa of the National Syari'ah Council Number 07/DSN-MUI/IV/2000 concerning Mudharabah Financing.Methods of the Research: The research method used is a normative research method with a statute approach and analyzed using content analysis.Results of the Research: The findings of this study indicate that the regulation regarding the settlement of collateral disputes in Mudharabah contracts in Islamic banking is regulated in Article 55 of Law Number 21 of 2008 concerning Islamic Banking and the execution of guarantees can only be implemented when the principles of execution have been fulfilled.

Keywords


Guarantee; Mudharabah; Syariah Banking

How To Cite


APA: Kasmawati, K., Rivaldi, M., & Saputra, R.A. (2022). Analisis Hukum Jaminan Pembiayaan Modal Usaha Dalam Akad Mudharabah Pada Perbankan Syariah. PAMALI: Pattimura Magister Law Review, 2(1), 43-60. DOI: https://doi.org/10.47268/pamali.v2i1.739.
IEEE: K. Kasmawati, M. Rivaldi, and R.A. Saputra, "Analisis Hukum Jaminan Pembiayaan Modal Usaha Dalam Akad Mudharabah Pada Perbankan Syariah", Pamali Pattimura Magister Law Rev., vol. 2, no. 1, pp. 43-60, Mar. 2022. Accessed on: Sep. 27, 2022. [Online]. Available DOI: https://doi.org/10.47268/pamali.v2i1.739
Harvard: Kasmawati, K., Rivaldi, M., and Saputra, R.A., (2022). "Analisis Hukum Jaminan Pembiayaan Modal Usaha Dalam Akad Mudharabah Pada Perbankan Syariah". PAMALI: Pattimura Magister Law Review, Volume 2(1), pp. 43-60. [Online]. Available DOI: https://doi.org/10.47268/pamali.v2i1.739 (Accessed on: 27 September 2022)
Chicago: Kasmawati, Kasmawati, M Rivaldi, and Rodhi Agung Saputra. "Analisis Hukum Jaminan Pembiayaan Modal Usaha Dalam Akad Mudharabah Pada Perbankan Syariah." PAMALI: Pattimura Magister Law Review 2, no. 1 (March 19, 2022): 43-60. Accessed September 27, 2022. doi:10.47268/pamali.v2i1.739
Vancouver: Kasmawati K, Rivaldi M, Saputra RA. Analisis Hukum Jaminan Pembiayaan Modal Usaha Dalam Akad Mudharabah Pada Perbankan Syariah. Pamali Pattimura Magister Law Rev. [Internet]. 2022 Mar 19 [cited 2022 Sep 27];2(1):43-60. Available from: https://doi.org/10.47268/pamali.v2i1.739
MLA 8th: Kasmawati, Kasmawati, M Rivaldi, and Rodhi Agung Saputra. "Analisis Hukum Jaminan Pembiayaan Modal Usaha Dalam Akad Mudharabah Pada Perbankan Syariah." PAMALI: Pattimura Magister Law Review, vol. 2, no. 1, 19 Mar. 2022, pp. 43-60, doi:10.47268/pamali.v2i1.739. Accessed 27 Sep. 2022.
BibTeX:
@article{pamali739,
		author = {Kasmawati Kasmawati and M Rivaldi and Rodhi Saputra},
		title = {Analisis Hukum Jaminan Pembiayaan Modal Usaha Dalam Akad Mudharabah Pada Perbankan Syariah},
		journal = {PAMALI: Pattimura Magister Law Review},
		volume = {2},
		number = {1},
		year = {2022},
		keywords = {Guarantee; Mudharabah; Syariah Banking},
		abstract = {Introduction: The settlement of the mudharabah contract guarantee dispute can have two alternative settlements, namely the religious court and the arbitration body, while the absolute execution of the decision is carried out through the religious court in accordance with Article 49 of Law Number 3 of 2006 concerning Religious Courts.Purposes of the Research:  Examine the mudharabah contract guarantee, which has been regulated in the Fatwa of the National Syari'ah Council Number 07/DSN-MUI/IV/2000 concerning Mudharabah Financing.Methods of the Research: The research method used is a normative research method with a statute approach and analyzed using content analysis.Results of the Research: The findings of this study indicate that the regulation regarding the settlement of collateral disputes in Mudharabah contracts in Islamic banking is regulated in Article 55 of Law Number 21 of 2008 concerning Islamic Banking and the execution of guarantees can only be implemented when the principles of execution have been fulfilled.},
				issn = {2775-5649},		pages = {43--60}			doi = {10.47268/pamali.v2i1.739},
				url = {https://fhukum.unpatti.ac.id/jurnal/pamali/article/view/739}
		}
		
RefWorks:

Citation format: 


Ali, Mohammad Daud. Pengantar Ilmu Hukum Dan Tata Hukum Islam Di Indonesia. Jakarta: Raja Grafindo Persada, 2005. Andoko, Antoni Tarigan. "Kompetensi Absolut Peradilan Agama Dalam Menyelesaikan Persoalan Ekonomi Syari'ah Pasca Lahirnya Undang-Undang Nomor 3 Tahun 2006 Tentang Peradilan Agama." Jurnal Hukum Responsif 6, no. 6 (2018): 127-43. Anshori, Abdul Ghofur. Lembaga Kenotariatan Indonesia, Perspektif Hukum Dan Etika. Yogyakarta: UII Press, 2019. ---. Perbankan Syariah Di Indonesia. Yogyakarta: Gadjah Mada University Press, 2018. Apriyandanu, E. "Kedudukan Basyarnas Dalam Penanganan Kepailitan Perbankan Syariah Ditinjau Dari UU No. 21 Tahun 2008 Tentang Perbankan Syariah." Jurnal USM Law Review 1, no. 1 (2018): 30-38.https://doi.org/10.26623/julr.v1i1.2230 Aripin, Jaenal. Peradilan Agama Dalam Bingkai Reformasi Hukum Di Indonesia. Jakarta: Kencana Prenada Media Group, 2008. Arto, H A Mukti. Praktik Perkara Perdata Pada Pengdilan Agama. Yogyakarta: Pustaka Pelajar, 1996. Astanti, Dhian Indah, B Rini Heryanti, and Subaidah Ratna Juita. "Penegakan Hukum Penyelesaian Sengketa Perbankan Syariah." Humani (Hukum Dan Masyarakat Madani) 9, no. 2 (2019): 203-16. Djauhari, Ahmad. Arbitrase Syari'ah Di Indonesia. Jakarta: Basyarnas, 2006. Fajar, Mukti, and Yulianto Achmad. Dualisme Penelitian Hukum Normatif Dan Empiris. Yogyakarta: Pustaka Pelajar, 2017. Hadisaputro, Rohmat. "Upaya Penyelesaian Sengketa Bisnis Di Lembaga Keuangan Syariah Melalui Badan Arbitrase Syariah Nasional (BASYARNAS)." Universitas Gadjah Mada, 2005. Halim, Abdul. Peradilan Agama Dalam Politik Hukum Di Indonesia. Dari Otoriter Konservatif Menuju Konfigurasi Demokratis-Responsif. Jakarta: Raja Grafindo Persada, 2000. Harahap, M. Yahya. Hukum Acara Perdata Tentang Gugatan, Persidangan, Penyitaan, Pembuktian Dan Putusan Pengadilan. Jakarta: Sinar Grafika, 2010. Hariyanto, Erie. "Penyelesaian Sengketa Ekonomi Syariah Di Indonesia." IQTISHADIA: Jurnal Ekonomi Dan Perbankan Syariah 1, no. 1 (2014): 42-58.https://doi.org/10.19105/iqtishadia.v1i1.365 Haryanti, Tuti. "Kewenangan Peradilan Agama Dalam Penyelesaian Sengketa Ekonomi Syariah." Jurnal Tahkim 9, no. 1 (2013): 74-87. Hasan, Zubairi. Undang-Undang Perbankan Syariah: Titik Temu Hukum Islam Dan Hukum Nasional. Jakarta: Rajawali Pers, 2009. Iqbal, Muhamad. "Implementasi Efektifitas Asas Oportunitas Di Indonesia Dengan Landasan Kepentingan Umum." Jurnal Surya Kencana Satu: Dinamika Masalah Hukum Dan Keadilan 9, no. 1 (2018): 87-100.https://doi.org/10.32493/jdmhkdmhk.v9i1.1178 Iqbal, Muhamad, Susanto, and Moh Sutoro. "Functionalization of E-Court System in Eradicating Judicial Corruption at The Level of Administrative Management." Jurnal Dinamika Hukum 19, no. 2 (2019): 370-88. https://doi.org/10.20884/1.jdh.2019.19.2.2510.https://doi.org/10.20884/1.jdh.2019.19.2.2510 Karim, Adiwarman A. Ekonomi Islam Suatu Kajian Kontemporer. Jakarta: Gema Insani, 2007. Khasanah, K. "Problematika Hukum Implementasi Sifat Final Dan Binding Putusan Yang Dibuat Oleh Basyarnas Dalam Penyelesaian Sengketa Bisnis Syariah." Volksgeist: Jurnal Ilmu Hukum Dan Konstitusi 1, no. 1 (2018): 37-52.https://doi.org/10.24090/volksgeist.v1i1.1685 Khasanudin. "Analisis Kewenangan Relatif Pengadilan Agama Semarang Putusan No. 1565/Pdt.G/2014/PA.Smg Tentang Talak Cerai." Universitas Islam Negeri Walisongo, 2017. Labetubun, Muchtar Anshary Hamid. "Pengaturan Perbankan Syariah Di Indonesia." In Pengantar Perbankan Syariah, 103-17. Bandung: Bandung: Widina Bhakti Persada Bandung, 2020. Lubis, Sulaikin. Hukum Acara Perdata Peradilan Agama Di Indonesia. Jakarta: Kencana Prenada Media Group, 2005. Mardani. Hukum Acara Perdata Peradilan Agama & Mahkamah Syariah. Jakarta: Sinar Grafika, 2017. Marzuki, Peter Mahmud. Penelitian Hukum,. Jakarta: Kencana, 2016. https://doi.org/340.072. Masse, H Rahman Ambo, M Ag, and Muhammad Rusli. "Arbitrase Syariah : Formalisasi Hukum Islam Dalam Ranah Penyelesaian Sengketa Ekonomi Syariah Secara Non Litigasi." Jurnal Hukum 2, no. 1 (2017): 220-27.https://doi.org/10.24252/al-qadau.v5i2.7104 Muhammad, Abdulkadir. Hukum Dan Penelitian Hukum. Bandung: Citra Aditya Bakti, 2004. Mujahidin, Ahmad. Pembaharuan Hukum Acara Peradilan Agama. Bogor: Ghalia Indonesia, 2012. Mulyaningsih Jamhur, Rully Trihantana. "PENYELESAIAN SENGKETA PENGIKATAN AGUNAN PADA PEMBIAYAAN MURABAHAH DI BANK SYARIAH." Jurnal Nisbah 3, no. 1 (2017): 315-24.https://doi.org/10.30997/jn.v3i1.781 Nafis, Rifqi Khuamirotun, and Heri Sudarsono. "Faktor-Faktor Yang Mempengaruhi Pembiayaan Mudharabah Pada Bank Umum Syariah Di Indonesia." Jurnal Ilmiah Ekonomi Islam 7, no. 1 (2021): 164. https://doi.org/10.29040/jiei.v7i1.1614.https://doi.org/10.29040/jiei.v7i1.1614 Naili Ivada, Ivana Aprillia Harlyanikoba, Evan Willyam, Ary Nurhayati, Ria Nita Waruwu, Ajie Putra Mula Kusuma, Belly Isnaeni. "KOMPETENSI ABSOLUT PERADILAN AGAMA DALAM MENGADILI PERKARA YANG DI DALAMNYA TERDAPAT SENGKETA HAK MILIK (Studi Putusan Mahkamah Agung Nomor 546/K/Ag/2018)." Jurnal Hukum Pamulang 1, no. 2 (2018): 206-18. Putri, Arinta Dewi. "Konstruksi Hukum Jaminan Pada Akad Mudharabah (Studi Di Surakarta)." Universitas Muhammadiyah Surakarta, 2020. Rahmi, Diana, Fakultas Syariah, Islam Iain, Jl Jenderal, and Ahmad Yani. "RUANG LINGKUP KEWENANGAN PERADILAN AGAMA DALAM MENGADILI SENGKETA EKONOMI SYARIAH." Syariah Dan Ekonomi Islam IAIN 2, no. 1 (2017): 12-24.https://doi.org/10.30651/justeko.v1i01.1124 Rasyid, Roihan. Hukum Acara Peradilan Agama. Jakarta: Raja Grafindo Persada, 2007. Rejeki, Fanny Yunita Sri. "Akad Pembiayaan Murabahah Dan Praktiknya Pada PT Bank Syariah Mandiri Cabang Manado." Lex Privatum 1, no. 2 (2013): 19-31. Saepullah, Asep. "Kewenangan Peradilan Agama Di Dalam Perkara Ekonomi Syaria." Mahkamah: Jurnal Kajian Hukum Islam 1, no. 2 (2016): 208-17.https://doi.org/10.24235/mahkamah.v2i1.1614 Soraya, Andi Tenri, M Arfin Hamid, and Juajir Sumardi. "Basyarnas Sebagai Lembaga Alternatif Penyelesaian Sengketa Bisnis Syariah." Analisis 3, no. 2 (2014): 173-80. Suadi, Amran. Penyelesaian Sengketa Ekonomi Syariah. Jakarta: Kencana Prenada Media Group, 2017. Subekti. Hukum Perjanjian. Jakarta: Intermasa, Jakarta., 2008. Susanto. "Kedudukan Hasil Audit Investigatif Pada Kekayaan Badan Usaha Milik Negara Persero Dalam Hukum Pembuktian Pidana Di Indonesia." Jurnal Cita Hukum 6, no. 1 (2018): 139-62.https://doi.org/10.15408/jch.v6i1.8268 Susanto, Muhamad Iqbal, and Wawan Supriyatna. "Creating an Efficient Justice System with E-Court System in State Court and Religious Court of Rights." International Journal of Arts and Social Science 3, no. 3 (2020): 354-61. Suyuthi, Wildan. Sita Dan Eksekusi. Jakarta: Tatanusa, 2004. Usman, Rachmadi. Aspek-Aspek Hukum Perbankan Islam Di Indonesia. Bandung: Citra Aditya Bakti, 2002. Uzma, Ummi. "Pelaksanaan Atau Eksekusi Putusan Badan Arbitrase Syariah Nasional (BASYARNAS) Sebagai Kewenangan Pengadilan Agama." Jurnal Hukum & Pembangunan 44, no. 3 (2014): 387-405. https://doi.org/10.21143/jhp.vol44.no3.28.https://doi.org/10.21143/jhp.vol44.no3.28 Yona, Rika Delfa. "Penyelesaian Sengketa Perbankan Syariah Di Indonesia." Jurnal Ekonomi Dan Hukum Islam 4, no. 1 (2014): 59-81.https://doi.org/10.19105/iqtishadia.v1i1.365 Zaidah, Yusna. "Lembaga Arbitrase Islam Di Indonesia." Al-Adl: Jurnal Hukum 8, no. 3 (2016): 119-40.

Full Text: PDF

Article Metrics

Abstract View grafik : 472 times
PDF icon PDF Download : 249 times



DOI: 10.47268/pamali.v2i1.739

Refbacks

  • There are currently no refbacks.


Copyright (c) 2022 Kasmawati Kasmawati, M Rivaldi, Rodhi Agung Saputra

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.