Penguatan Hukum Tentang Perjanjian Kredit Pada Koperasi Bagi Masyarakat
DOI:
https://doi.org/10.47268/aiwadthu.v4i2.2029Keywords:
Legal Strengthening, Cooperative Credit Agreement, Community.Abstract
Introduction: Credit to cooperatives has become a choice for the community, due to easy credit requirements and a faster credit disbursement process. Credit is extended by the cooperative to the community (debtor), through a credit agreement made between the cooperative and the community (debtor). A credit agreement made legally, legally binding on the parties. However, it is undeniable that many credit problems lead to bad credit, due to the lack of public legal knowledge about credit agreements.
Purposes of Devotion: Strengthening the law regarding credit agreements for the community is the focus of study in community service activities, which is important to convey to the community, in order to provide legal understanding and education regarding credit agreements for the community.
Method of Devotion: Strengthening the law is carried out through legal counseling using the panel discussion method, where the speaker first delivers the material, followed by a questions and answers session between the community and the presenter.
Results of the Devotion: Communities in Toisapu Hamlet, Hutumuri Village, Leitimur Selatan District, Ambon City, have made many credit agreements with cooperatives for capital for business activities and also for the consumptive needs of the community. As a result of the lack of legal knowledge about credit agreements, it has resulted in various legal issues between the community (debtor) and the cooperative. People (debtors) are entangled with credit, credit arrears occur and bad credit occurs. This raises a dispute between the community (debtor) and the Cooperative. The community (debtor) does not understand the credit agreement, resulting in credit not guaranteeing an increase in community business activities (debtors) instead it becomes a debt burden for the community (debtors).Downloads
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Artikel Jurnal
Dewintha, Sang Ayu Kadek Wiesma, and Ni Putu Purwanti. “Tanggung Jawab Penanggung Kepada Debitur Wanprestasi Dalam Hal Terjadi Kredit Macet.” Kertha Semaya 7, no. 5 (2019): 1–15.
Hetharie, Yosia, and Pieter Radjawane. “Penyuluhan Hukum Penanganan Dan Penyelesaian Perkara Perdata Di Klasis Buru Utara Dan Buru Selatan.” AIWADTHU: Jurnal Pengabdian Hukum 1, no. 2 (2021): 73–79. https://doi.org/10.47268/aiwadthu.v1i2.657.
Purnamasari, Dewa Ayu Putu Mita, and I Nyoman Putu Budiartha. “Tanggung Jawab Debitur Dalam Perjanjian Kredit Tanpa Agunan (KTA) Pada Koperasi Serba Usaha (KSU) Kuta Imba Kabupaten Badung.” Jurnal Interpretasi Hukum 2, no. 2 (2021): 334–38. https://doi.org/10.22225/juinhum.2.2.3437.334-338.
Buku
Hamzah, Andi. Kamus Hukum. Jakarta: Ghalia Indonesia, 2005.
Hatta, Mohammad. Meninjau Masalah Kooperasi. Jakarta: Pemangunan Djakarta, 1954.
Subekti, R. Hukum Perjanjian. Jakarta: Intermasa, 2002.
Supramono, Gatot. Perjanjian Utang Piutang. Jakarta: Kencana Prenada Media Group, 2013.
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