Restrukturisasi Kredit Sebagai Solusi Bagi Debitur Terdampak Covid-19

Arham Rays Tuanaya; Sarah Selfina Kuahaty; Marselo Valentino Geovani Pariela

doi:10.47268/tatohi.v2i11.1450

Restrukturisasi Kredit Sebagai Solusi Bagi Debitur Terdampak Covid-19

Arham Rays Tuanaya⁽¹⁾, Sarah Selfina Kuahaty⁽²⁾, Marselo Valentino Geovani Pariela⁽³⁾

(1) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(2) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(3) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
email

Corresponding Author

Abstract

Introduction: This credit restructuring can be carried out on loans or financing provided before or after debtors are affected by the spread of the corona virus disease 2019 (COVID-19) including micro, small and medium business debtors.

Purposes of the Research: The purpose of this study was to find out how the procedure for implementing credit restructuring during the COVID-19 pandemic and knowing what the legal consequences of implementing credit restructuring were in credit agreements.

Methods of the Research: The research method used is the normative legal research method. The problem approach used is the statutory approach, the conceptual approach. The legal materials used are primary legal materials and secondary legal materials. Procedures and Collection of Legal Materials using the method of inventorying laws and regulations and Processing and Analysis of legal materials using data analysis techniques with deductive logic.

Results of the Research: Based on the results of the study, it can be concluded that the legal consequences that occur from the implementation of credit restructuring are changes in the agreement between the bank as the creditor and the borrowing customer as the debtor in the rights and obligations of the parties in the credit agreement.

Keywords

Covid-19; Credit Agreement; Credit Restructuring

DOI

10.47268/tatohi.v2i11.1450

Published

2023-01-31

How To Cite

APA: Tuanaya, A.R., Kuahaty, S.S., & Pariela, M.V. (2023). Restrukturisasi Kredit Sebagai Solusi Bagi Debitur Terdampak Covid-19. TATOHI: Jurnal Ilmu Hukum, 2(11), 1120 – 1129. DOI: https://doi.org/10.47268/tatohi.v2i11.1450.

IEEE: A.R. Tuanaya, S.S. Kuahaty, and M.V. Pariela, "Restrukturisasi Kredit Sebagai Solusi Bagi Debitur Terdampak Covid-19", TATOHI J. Ilmu Huk., vol. 2, no. 11, pp. 1120 – 1129, Jan. 2023. Accessed on: Apr. 2, 2025. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v2i11.1450

Harvard: Tuanaya, A.R., Kuahaty, S.S., and Pariela, M.V., (2023). "Restrukturisasi Kredit Sebagai Solusi Bagi Debitur Terdampak Covid-19". TATOHI: Jurnal Ilmu Hukum, Volume 2(11), pp. 1120 – 1129. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v2i11.1450 (Accessed on: 2 April 2025)

Chicago: Tuanaya, Arham Rays, Sarah Selfina Kuahaty, and Marselo Valentino Geovani Pariela. "Restrukturisasi Kredit Sebagai Solusi Bagi Debitur Terdampak Covid-19." TATOHI: Jurnal Ilmu Hukum 2, no. 11 (January 31, 2023): 1120 – 1129. Accessed April 2, 2025. doi:10.47268/tatohi.v2i11.1450

Vancouver: Tuanaya AR, Kuahaty SS, Pariela MV. Restrukturisasi Kredit Sebagai Solusi Bagi Debitur Terdampak Covid-19. TATOHI J. Ilmu Huk. [Internet]. 2023 Jan 31 [cited 2025 Apr 2];2(11):1120 – 1129. Available from: https://doi.org/10.47268/tatohi.v2i11.1450

MLA 8th: Tuanaya, Arham Rays, Sarah Selfina Kuahaty, and Marselo Valentino Geovani Pariela. "Restrukturisasi Kredit Sebagai Solusi Bagi Debitur Terdampak Covid-19." TATOHI: Jurnal Ilmu Hukum, vol. 2, no. 11, 31 Jan. 2023, pp. 1120 – 1129, doi:10.47268/tatohi.v2i11.1450. Accessed 2 Apr. 2025.

BibTeX:

@article{TATOHI1450,
		author = {Arham Tuanaya and Sarah Kuahaty and Marselo Pariela},
		title = {Restrukturisasi Kredit Sebagai Solusi Bagi Debitur Terdampak Covid-19},
		journal = {TATOHI: Jurnal Ilmu Hukum},
		volume = {2},
		number = {11},
		year = {2023},
		keywords = {Covid-19; Credit Agreement; Credit Restructuring},
		abstract = {Introduction: This credit restructuring can be carried out on loans or financing provided before or after debtors are affected by the spread of the corona virus disease 2019 (COVID-19) including micro, small and medium business debtors.Purposes of the Research: The purpose of this study was to find out how the procedure for implementing credit restructuring during the COVID-19 pandemic and knowing what the legal consequences of implementing credit restructuring were in credit agreements. Methods of the Research: The research method used is the normative legal research method. The problem approach used is the statutory approach, the conceptual approach. The legal materials used are primary legal materials and secondary legal materials. Procedures and Collection of Legal Materials using the method of inventorying laws and regulations and Processing and Analysis of legal materials using data analysis techniques with deductive logic.Results of the Research: Based on the results of the study, it can be concluded that the legal consequences that occur from the implementation of credit restructuring are changes in the agreement between the bank as the creditor and the borrowing customer as the debtor in the rights and obligations of the parties in the credit agreement.},
				issn = {2775-619X},		pages = {1120--1129}			doi = {10.47268/tatohi.v2i11.1450},
				url = {https://fhukum.unpatti.ac.id/jurnal/tatohi/article/view/1450}
		}

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