Tanggungjawab PT. Asuransi Jiwasraya (Persero) Atas Perbuatan Wanprestasi Terhadap Tertanggung

Vina Ramadhina Malawat(1email), Merry Tjoanda(2), Novyta Uktelseja(3)


(1) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(2) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(3) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
email Corresponding Author
CrossMark

Abstract


Introduction: An agreement is an agreement made by two or more people who bind themselves to carry out a thing, which if one party does not fulfill or violates the agreement made then that party has defaulted.

Purposes of the Research: The main problem in this thesis is the form of default committed by PT Asuransi Jiwasraya (Persero) against the insured and the responsibility of PT Asuransi Jiwasraya (Persero) for the losses experienced by the insured. This study aims to find out and understand the form of default committed by PT Asuransi Jiwasraya (persero) and the responsibility of PT Asuransi Jiwasraya for the losses experienced by the insured.

Methods of the Research: This research uses normative juridical research using a case approach, statutory approach and conceptual approach.

Results of the Research: The results of the research conducted, PT Asuransi Jiwasraya did not fulfill its obligations as an insurer or its successor according to the law that received the transfer of rights and obligations related to policy management, either partially or completely, from PT Asuransi Jiwasraya (Persero), while the insured fulfilled his obligations in the agreement agreed by both parties. sides


Keywords


Default; Liability; Insured


DOI


10.47268/tatohi.v3i7.1852

Published


2023-10-23

How To Cite


APA: Malawat, V.R., Tjoanda, M., & Uktelseja, N. (2023). Tanggungjawab PT. Asuransi Jiwasraya (Persero) Atas Perbuatan Wanprestasi Terhadap Tertanggung. TATOHI: Jurnal Ilmu Hukum, 3(7), 674–692. DOI: https://doi.org/10.47268/tatohi.v3i7.1852.
IEEE: V.R. Malawat, M. Tjoanda, and N. Uktelseja, "Tanggungjawab PT. Asuransi Jiwasraya (Persero) Atas Perbuatan Wanprestasi Terhadap Tertanggung", TATOHI J. Ilmu Huk., vol. 3, no. 7, pp. 674–692, Oct. 2023. Accessed on: Dec. 22, 2024. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v3i7.1852
Harvard: Malawat, V.R., Tjoanda, M., and Uktelseja, N., (2023). "Tanggungjawab PT. Asuransi Jiwasraya (Persero) Atas Perbuatan Wanprestasi Terhadap Tertanggung". TATOHI: Jurnal Ilmu Hukum, Volume 3(7), pp. 674–692. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v3i7.1852 (Accessed on: 22 December 2024)
Chicago: Malawat, Vina Ramadhina, Merry Tjoanda, and Novyta Uktelseja. "Tanggungjawab PT. Asuransi Jiwasraya (Persero) Atas Perbuatan Wanprestasi Terhadap Tertanggung." TATOHI: Jurnal Ilmu Hukum 3, no. 7 (October 23, 2023): 674–692. Accessed December 22, 2024. doi:10.47268/tatohi.v3i7.1852
Vancouver: Malawat VR, Tjoanda M, Uktelseja N. Tanggungjawab PT. Asuransi Jiwasraya (Persero) Atas Perbuatan Wanprestasi Terhadap Tertanggung. TATOHI J. Ilmu Huk. [Internet]. 2023 Oct 23 [cited 2024 Dec 22];3(7):674–692. Available from: https://doi.org/10.47268/tatohi.v3i7.1852
MLA 8th: Malawat, Vina Ramadhina, Merry Tjoanda, and Novyta Uktelseja. "Tanggungjawab PT. Asuransi Jiwasraya (Persero) Atas Perbuatan Wanprestasi Terhadap Tertanggung." TATOHI: Jurnal Ilmu Hukum, vol. 3, no. 7, 23 Oct. 2023, pp. 674–692, doi:10.47268/tatohi.v3i7.1852. Accessed 22 Dec. 2024.
BibTeX:
@article{TATOHI1852,
		author = {Vina Malawat and Merry Tjoanda and Novyta Uktelseja},
		title = {Tanggungjawab PT. Asuransi Jiwasraya (Persero) Atas Perbuatan Wanprestasi Terhadap Tertanggung},
		journal = {TATOHI: Jurnal Ilmu Hukum},
		volume = {3},
		number = {7},
		year = {2023},
		keywords = {Default; Liability; Insured},
		abstract = {Introduction: An agreement is an agreement made by two or more people who bind themselves to carry out a thing, which if one party does not fulfill or violates the agreement made then that party has defaulted.Purposes of the Research: The main problem in this thesis is the form of default committed by PT Asuransi Jiwasraya (Persero) against the insured and the responsibility of PT Asuransi Jiwasraya (Persero) for the losses experienced by the insured. This study aims to find out and understand the form of default committed by PT Asuransi Jiwasraya (persero) and the responsibility of PT Asuransi Jiwasraya for the losses experienced by the insured.Methods of the Research: This research uses normative juridical research using a case approach, statutory approach and conceptual approach.Results of the Research: The results of the research conducted, PT Asuransi Jiwasraya did not fulfill its obligations as an insurer or its successor according to the law that received the transfer of rights and obligations related to policy management, either partially or completely, from PT Asuransi Jiwasraya (Persero), while the insured fulfilled his obligations in the agreement agreed by both parties. sides},
				issn = {2775-619X},		pages = {674--692}			doi = {10.47268/tatohi.v3i7.1852},
				url = {https://fhukum.unpatti.ac.id/jurnal/tatohi/article/view/1852}
		}
		
RefWorks:

   


Jurnal

Fanisyah Fazri dan Lili Kurniawan, Aspek Hukum Pelaksanaan Perjanjian Asuransi, Vol 2, 2021.

Irius Yikwa, “Aspek Hukum Pelaksanaan Perjanjian Asuransi“, Lex Privatum, Vol. III/No.1, 2015.

Kelik Endro Suryono dan Brandon Alfin Rahadat, Tanggung Jawab Hukum PT Asuransi Jiwasraya Terhadap Nasabah, Jurnal Meta Yuridis, Vol. 3, No. 2, 2020.

M. Muhtarom, Asas-asas Hukum Perjanjian suatu landasan dalam pembuatan Kontrak, Vol. 26, No. 1, 2014.

Merry Tjoanda, Wujud Ganti Rugi Menurut Kitab Undang-Undang Hukum Perdata, Jurnal Sasi, Vol. 16 No. 04, 2010.

Niru Anita Sinaga, Peranan Asas-asas Hukum Perjanjian dalam mewujudkan Tujuan Perjanjian, Vol. 7 No. 2, 2018.

Rani Apriani dan Grasia Kurniawati, Perlindungan Hukum Terhadap Wanprestasi dalam Praktek Bisnis Usaha Kuliner Waralaba di Karawang, Vol 17, No 1.

Rosiani Niti Pawitri, Kedudukan dan Perlindungan Hukum Pemegang Polis Pada Perusahaan Asuransi yang Pailit, Vol. XXIII, 2017.

Siswadi, Prinsip-prinsip hukum dalam praktik asuransi sebagai solusi menghindari kerugian atas peristiwa yang terjadi pada lembaga perasuransian, Jurnal Ummul Qura, Vol. XI, No. 1, 2018.

Sudjana, Akibat Hukum Wanprestasi dan Tanggung Jawab para Pihak dalam Transaksi Anjak Piutang, Vol 5, 2019.

Buku

Ayu Citra Santyaningtyas, Pengantar Hukum Asuransi Indonesia, Media Pustaka, Surabaya, 2020.

Arrisman, Hukum Perikatan Perdata dan Hukum Perikatan Islam di Indonesi, Tampuniak Mustika Edukarya, Jakarta, 2020

Andreas Freddy Pieloor, Hati – Hati Berasuransi, Elex Media Komputindo, Jakarta, 2017.

Alfan Noor Rakhmat, Mengenal dan Memahami Perusahaan Asuransi, Multi kreasi Katudelapan, Jakarta Barat, 2012.

Budi Untung, Cerdas Asuransi, Penerbit Andi, Yogyakarta, 2015.

Dwi Tatak Subagyo dan Fries Melia Salviana, Hukum Asuransi, Revka Media, Surabaya, 2016.

Esther Masri, Hirwansya dan Rabiah Al Adawiah, Mengenal dan Memahami Perjanjian dalam Asuransi Jiwa, CV Budi Utama, Yogyakarta, 2021.

I Ketut Oka Setiawan, Hukum Perdata Mengenai Perikatan, FH Utama, Jakarta, 2014.

I Ketut Oka Setiawan, Hukum Perikatan, Jilid I, Sinar Grafika, Jakarta Timur, 2015.

Joko Sriwidodo dan Kristiawanto, Memahami Hukum Perikatan, Jilid I, Penerbit Kepel Press, Yogyakarta, 2021.

Polis Asuransi Jiwasraya, Asuransi Jiwasraya (Persero), Jakarta, 2021.

Kasidin, Manejemen Risiko, Jilid II, Ghalia Indonesia, Bogor, 2014.

Kun Wahyu Wardana, Hukum Asuransi, Mandar Maju, Bandung, 2009

Lukman Santoso Az, Aspek Hukum Perjanjian, Jilid I, Penebar Media Pustaka, Yogyakarta, 2019.

Martha Eri Safira, Hukum Perdata, Nata Karya, Ponorogo, 2017.

Muhammad Teguh Pangestu, Pokok Pokok Hukum Kontrak, Jilid I, SIGn, Makassar, 2019.

Muhaimin, Metode Penelitian Hukum, Mataram University Press, Mataram, 2020.

Muhammad Ajib, Asuransi Syariah, Rumah Fiqih Publishing, Jakarta, 2019.

Muhammad Ramli Baba dan Sri Handayani, Pengantar Hukum Asuransi di Indonesia, Media Pustaka, Surabaya, 2020.

Mulhadi, Dasar-dasar Hukum Asuransi, RajaGrafindo Persada, Depok, 2016

Nanda Amalia, Hukum Perikatan, Unimal Press, Aceh. 2013.

Serlika Aprita, Hukum Surat-surat Berharga, Amanah, Palembang, 2021.

Soesi Idayanti dan Fajar Dian Aryani, Hukum Asuransi, Penerbit Tanah Air Beta, Yogyakarta, 2020.

Teng Berlianty, Manajemen Risiko, Widina Media Utama, Bandung, 2021.

Titik Triwulan Tutik, Pengantar Hukum Perdata di Indonesia, Prestasi Pustaka, Jakarta, 2006.

Tuti Rastuti, Aspek Hukum Perjanjian Asuransi. Yogyakarta: Medpress Digital 2016.

Wetria Fauzi, Hukum Asuransi di Indonesia, Andalas University Press, Padang, 2019.

Waldin Nopriansyah, Asuransi Syariah, Penerbit Andi, Yogyakarta, 2016.

Zakiyah, Hukum Perjnjian, Jilid II, Lentera Kreasindo, Yogyakarta, 2017.

Online/World Wide Web, Dan Lain-Lain

Bambang Slamet Eko Sulistiyoko, Tinjauan Yuridis Perlindungan Hukum Terhadap Nasabah Asuransi, 2021.

https://id.m.wikipedia.org/wiki/Jiwasraya

https://www.jiwasraya.co.id/blog/107

Wawancara dengan pegawai Otoritas Jasa Keuangan Maluku, Ambon 12 Agustus 2022

Wawancara dengan Tertanggung dari PT Asuransi Jiwasraya Ambon, Ambon 06 Juli 2022.

Wurianalya Maria Novenanty, Perjanjian Baku dalam Dunia Bisnis dikaitkan dengan Hak Asasi Manusia, 2017.

Full Text: PDF

Article Metrics

Abstract View grafik : 659 times
PDF icon PDF Download : 397 times

Refbacks

  • There are currently no refbacks.


Copyright (c) 2023 Vina Ramadhina Malawat, Merry Tjoanda, Novyta Uktelseja

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.