Pandemi Covid-19 Sebagai Bentuk Overmacht Terjadinya Wanprestasi Kredit di Bank
), Merry Tjoanda(2), Marselo Valentino Geovani Pariela(3)
(1) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(2) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(3) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
Corresponding Author
Abstract
Introduction: The impact of Covid-19 is the weakening of the Indonesian economy, due to restrictions on activities in the business sector which show the majority of the implementation of the rights and obligations in the agreement.
Purposes of the Research: The purpose of this study is to find out whether the Covid-19 Pandemic is a Form of Overmacht Credit Default in Banking and How is Credit Default Settled Due to the Covid-19 Pandemic in Banking.
Methods of the Research: The research method used is normative juridical research or literature study with a descriptive analytical research type which is a method that functions to describe or provide an overview of the object under study through legal sources.
Results of the Research: The results of the research carried out must be understood that three things must be checked so that the persuasive situation clause can be applied. First, the facts must be beyond the control of the parties. Second, the ability of the parties to carry out their contractual obligations cannot be carried out due to the event that hinders them. Third, the parties have taken all steps to try to mitigate the risks that arise as a result of the event or the occurrence of such compelling circumstances. In the context of the spread of Covid-19, the first and second criteria of coercion can be said to have been met. The reason is that Covid-19 directly or indirectly has an impact on the performance and capacity of the parties so that it affects the ability to fulfill the agreement contained in the contract.
Keywords
DOI
10.47268/tatohi.v3i9.1951
Published
2023-12-26
How To Cite
@article{TATOHI1951,
author = {Yansen Mual and Merry Tjoanda and Marselo Pariela},
title = {Pandemi Covid-19 Sebagai Bentuk Overmacht Terjadinya Wanprestasi Kredit di Bank},
journal = {TATOHI: Jurnal Ilmu Hukum},
volume = {3},
number = {9},
year = {2023},
keywords = {Covid19; Default; Force Mejure},
abstract = {Introduction: The impact of Covid-19 is the weakening of the Indonesian economy, due to restrictions on activities in the business sector which show the majority of the implementation of the rights and obligations in the agreement.Purposes of the Research: The purpose of this study is to find out whether the Covid-19 Pandemic is a Form of Overmacht Credit Default in Banking and How is Credit Default Settled Due to the Covid-19 Pandemic in Banking.Methods of the Research: The research method used is normative juridical research or literature study with a descriptive analytical research type which is a method that functions to describe or provide an overview of the object under study through legal sources.Results of the Research: The results of the research carried out must be understood that three things must be checked so that the persuasive situation clause can be applied. First, the facts must be beyond the control of the parties. Second, the ability of the parties to carry out their contractual obligations cannot be carried out due to the event that hinders them. Third, the parties have taken all steps to try to mitigate the risks that arise as a result of the event or the occurrence of such compelling circumstances. In the context of the spread of Covid-19, the first and second criteria of coercion can be said to have been met. The reason is that Covid-19 directly or indirectly has an impact on the performance and capacity of the parties so that it affects the ability to fulfill the agreement contained in the contract.},
issn = {2775-619X}, pages = {888--902} doi = {10.47268/tatohi.v3i9.1951},
url = {https://fhukum.unpatti.ac.id/jurnal/tatohi/article/view/1951}
}
Jurnal
Fitri, Wardatul. (2020), "Implikasi Yuridis Penetapan Status Bencana Nasional Pandemi Corona Virus Disease 2019 (COVID-19) Terhadap Perbuatan Hukum Keperdataan." Supremasi Hukum: Jurnal Kajian Ilmu Hukum 9, no. 1
Frengky Baneftar, “Wanprestasi Dalam Perjanjian Kredit Perbankan Dengan Jaminan Sertifikat Tanah Ditinjau Dari Undang-Undang Nomor 4 Tahun 1996: Studi Pada Bank Papua Cabang Biak,” JIHK5, no. 1 (2020), https://doi.org/10.46924/jihk.v5i1.25.
Frisyudha, Aryabang Bang, I. Nyoman Putu Budiartha, and Ni Komang Arini Styawati. "Renegosiasi sebagai Upaya Penyelesaian Wanprestasi dalam Kontrak Bisnis Selama Masa Pandemi Covid-19." Jurnal Konstruksi Hukum 2, no. 2 (2021).
I B Eka Karanantara, I Nyoman Putu Budiartha, and Ni Made Puspasutari Ujianti, “Wanprestasi Yang Dilakukan Oleh Pihak Debitur Pelaksanaan Perjanjian Kredit Pada Koperasi Dana Rahayu,” Jurnal Analogi Hukum 2, no. 2 (2020), https://doi.org/10.22225/ah.2.2.1914.160-164
Ida Bagus Gede Manu Widnyana Pemaron and Ida Bagus Putra Atmadja, “Penyelesaian Wanprestasi Dalam Perjanjian Kredit Dengan Jaminan Fidusia Pada Pt Bank Perkreditan Rakyat Kita Di Badung,” Kertha Semaya : Journal Ilmu Hukum 7, no. 7 (2019).
Limpele, Mariana Mogot. Perjanjian Kredit Dengan Jaminan Hak Milik Atas Tanah dan Bangunan Pada Bank Tabungan Negara Cabang Manado Menurut UU Nomor 4 Tahun 1996 tentang Hak Tanggungan, Lex Crime, Manado, 2017.
Tjoanda, Merry, Yosia Hetharie, Marselo Valentino Geovani Pariela, and Ronald Fadly Sopamena. "Covid-19 sebagai Bentuk Overmacht dan Akibat Hukumnya Terhadap Pelaksanaan Perjanjian Kredit." Sasi 27, no. 1 (2021): 93-101.
Buku
Elly Erawati, Herlien Budiono, Penjelasan Hukum Tentang Kebatalan Perjanjian, Nasional Legal Reform ProgramGramedia, Jakarta, 2010
Hermansyah, Hukum Perbankan Nasional Indonesia, Kencana Prenada Media, Bandung, 2008
Hernoko, Agus Yudha, (2014), Hukum Perjanjian: Asas Proporsionalitas Dalam Kontrak Komersial, Kencana Prenada Media Group, Jakarta.
Huala Adolf, (2006), Dasar-dasar Hukum Kontrak Internasional, Refika Aditama, Bandung.
KUHPerdata (burgelijk wetboek) , (1976), diterjemahkan oleh R. Soebekti dan R. Tjitrisadibio, Jakarta, Pradya Paramita, cetakan 8, Pasal 1313
P.N.H Simanjuntak, Hukum Perdata Indonesia, Prenadamedia Group, Jakarta, 2015
Lain-Lain
Anak Agung Sri Indrawati Shinta Vinayanti Bumi, “Syarat Subjektif Sahnya Perjanjian Menurut Kitab Undang-Undang Hukum Perdata (Kuh Perdata) Dikaitkan Dengan Perjanjian e-Commerce,” Hukum Bisnis Fakultas Hukum Universitas Udayana, 2017.
Vincent Fabian Thomas, ‘Efek Corona Pada Perbankan: Kredit Dikurangi, Cabang Tutup Temporer’ (Tirto Id, 2020)
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| Dublin Core | PKP Metadata Items | Metadata for this Document | |
| 1. | Title | Title of document | Pandemi Covid-19 Sebagai Bentuk Overmacht Terjadinya Wanprestasi Kredit di Bank |
| 2. | Creator | Author's name, affiliation, country | Yansen Mual; Fakultas Hukum Universitas Pattimura, Ambon; Indonesia |
| 2. | Creator | Author's name, affiliation, country | Merry Tjoanda; Fakultas Hukum Universitas Pattimura, Ambon; Indonesia |
| 2. | Creator | Author's name, affiliation, country | Marselo Valentino Geovani Pariela; Fakultas Hukum Universitas Pattimura, Ambon; Indonesia |
| 3. | Subject | Discipline(s) | |
| 3. | Subject | Keyword(s) | Covid19; Default; Force Mejure |
| 4. | Description | Abstract | Introduction: The impact of Covid-19 is the weakening of the Indonesian economy, due to restrictions on activities in the business sector which show the majority of the implementation of the rights and obligations in the agreement.Purposes of the Research: The purpose of this study is to find out whether the Covid-19 Pandemic is a Form of Overmacht Credit Default in Banking and How is Credit Default Settled Due to the Covid-19 Pandemic in Banking.Methods of the Research: The research method used is normative juridical research or literature study with a descriptive analytical research type which is a method that functions to describe or provide an overview of the object under study through legal sources.Results of the Research: The results of the research carried out must be understood that three things must be checked so that the persuasive situation clause can be applied. First, the facts must be beyond the control of the parties. Second, the ability of the parties to carry out their contractual obligations cannot be carried out due to the event that hinders them. Third, the parties have taken all steps to try to mitigate the risks that arise as a result of the event or the occurrence of such compelling circumstances. In the context of the spread of Covid-19, the first and second criteria of coercion can be said to have been met. The reason is that Covid-19 directly or indirectly has an impact on the performance and capacity of the parties so that it affects the ability to fulfill the agreement contained in the contract. |
| 5. | Publisher | Organizing agency, location | Faculty of Law Pattimura University |
| 6. | Contributor | Sponsor(s) | Fakultas Hukum Universitas Pattimura, Ambon |
| 7. | Date | (YYYY-MM-DD) | 2023-12-26 |
| 8. | Type | Status & genre | Peer-reviewed Article |
| 8. | Type | Type | |
| 9. | Format | File format | |
| 10. | Identifier | Uniform Resource Identifier | https://fhukum.unpatti.ac.id/jurnal/tatohi/article/view/1951 |
| 10. | Identifier | Digital Object Identifier | 10.47268/tatohi.v3i9.1951 |
| 11. | Source | Title; vol., no. (year) | TATOHI: Jurnal Ilmu Hukum; Vol 3, No 9 (2023): Volume 3 Nomor 9, November 2023 |
| 12. | Language | English=en | en |
| 13. | Relation | Supp. Files | |
| 14. | Coverage | Geo-spatial location, chronological period, research sample (gender, age, etc.) | |
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