Penyelesaian Hukum Terhadap Nasabah Lembaga Keuangan Bukan Bank Yang Terdampak Pandemi Covid-19

Merlin Clara Waremra(1email), Teng Berlianty(2), Marselo Valentino Geovani Pariela(3)


(1) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(2) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(3) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
email Corresponding Author
CrossMark

Abstract


Introduction: Bunas Finance Indonesia (BFI) is a company that serves loans with vehicle and house certificate guarantees, therefore Bunas Finance Indonesia (BFI) provides credit to customers with a period ranging from 12 months to 48 months or depending on the loan product chosen by the customer, if the customer experiences a delay in payment, a fine of 0.5% or 0.3% per day of the loan made. However, currently the world has been hit by an Extraordinary Event in the form of the Covid-19 pandemic caused by the SARS-CoV-2 virus which infected the first individual in Wuhan and then spread to all corners of the world, including Indonesia

Purposes of the Research: This study aims to determine and explain the effect of the Covid-19 pandemic on Bunas Finance Indonesia (BFI) customers in carrying out payment obligations. To find out and explain legal settlements for customers of Bunas Finance Indonesia (BFI) as a non-bank financial institution affected by the Covid-19 pandemic

Methods of the Research: This research is legal research. This research is normative legal research or library law research where it is in the form of legal theory, studied data, laws and regulations, and court decisions.

Results of the Research: From the results of the research, companies that provide Bunas Finance Indonesia (BFI) can be held accountable for defaulting on customers in financial settlements so that customers can get the vehicles they own.

Keywords


Legal Settlements; Non-Bank Financial Institutions; Customers


DOI


10.47268/tatohi.v4i6.2453

Published


2024-08-30

How To Cite


APA: Waremra, M.C., Berlianty, T., & Pariela, M.V. (2024). Penyelesaian Hukum Terhadap Nasabah Lembaga Keuangan Bukan Bank Yang Terdampak Pandemi Covid-19. TATOHI: Jurnal Ilmu Hukum, 4(6), 466 – 478. DOI: https://doi.org/10.47268/tatohi.v4i6.2453.
IEEE: M.C. Waremra, T. Berlianty, and M.V. Pariela, "Penyelesaian Hukum Terhadap Nasabah Lembaga Keuangan Bukan Bank Yang Terdampak Pandemi Covid-19", TATOHI J. Ilmu Huk., vol. 4, no. 6, pp. 466 – 478, Aug. 2024. Accessed on: Nov. 9, 2024. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v4i6.2453
Harvard: Waremra, M.C., Berlianty, T., and Pariela, M.V., (2024). "Penyelesaian Hukum Terhadap Nasabah Lembaga Keuangan Bukan Bank Yang Terdampak Pandemi Covid-19". TATOHI: Jurnal Ilmu Hukum, Volume 4(6), pp. 466 – 478. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v4i6.2453 (Accessed on: 9 November 2024)
Chicago: Waremra, Merlin Clara, Teng Berlianty, and Marselo Valentino Geovani Pariela. "Penyelesaian Hukum Terhadap Nasabah Lembaga Keuangan Bukan Bank Yang Terdampak Pandemi Covid-19." TATOHI: Jurnal Ilmu Hukum 4, no. 6 (August 30, 2024): 466 – 478. Accessed November 9, 2024. doi:10.47268/tatohi.v4i6.2453
Vancouver: Waremra MC, Berlianty T, Pariela MV. Penyelesaian Hukum Terhadap Nasabah Lembaga Keuangan Bukan Bank Yang Terdampak Pandemi Covid-19. TATOHI J. Ilmu Huk. [Internet]. 2024 Aug 30 [cited 2024 Nov 9];4(6):466 – 478. Available from: https://doi.org/10.47268/tatohi.v4i6.2453
MLA 8th: Waremra, Merlin Clara, Teng Berlianty, and Marselo Valentino Geovani Pariela. "Penyelesaian Hukum Terhadap Nasabah Lembaga Keuangan Bukan Bank Yang Terdampak Pandemi Covid-19." TATOHI: Jurnal Ilmu Hukum, vol. 4, no. 6, 30 Aug. 2024, pp. 466 – 478, doi:10.47268/tatohi.v4i6.2453. Accessed 9 Nov. 2024.
BibTeX:
@article{TATOHI2453,
		author = {Merlin Waremra and Teng Berlianty and Marselo Pariela},
		title = {Penyelesaian Hukum Terhadap Nasabah Lembaga Keuangan Bukan Bank Yang Terdampak Pandemi Covid-19},
		journal = {TATOHI: Jurnal Ilmu Hukum},
		volume = {4},
		number = {6},
		year = {2024},
		keywords = {Legal Settlements; Non-Bank Financial Institutions; Customers},
		abstract = {Introduction: Bunas Finance Indonesia (BFI) is a company that serves loans with vehicle and house certificate guarantees, therefore Bunas Finance Indonesia (BFI) provides credit to customers with a period ranging from 12 months to 48 months or depending on the loan product chosen by the customer, if the customer experiences a delay in payment, a fine of 0.5% or 0.3% per day of the loan made. However, currently the world has been hit by an Extraordinary Event in the form of the Covid-19 pandemic caused by the SARS-CoV-2 virus which infected the first individual in Wuhan and then spread to all corners of the world, including IndonesiaPurposes of the Research: This study aims to determine and explain the effect of the Covid-19 pandemic on Bunas Finance Indonesia (BFI) customers in carrying out payment obligations. To find out and explain legal settlements for customers of Bunas Finance Indonesia (BFI) as a non-bank financial institution affected by the Covid-19 pandemicMethods of the Research: This research is legal research. This research is normative legal research or library law research where it is in the form of legal theory, studied data, laws and regulations, and court decisions.Results of the Research: From the results of the research, companies that provide Bunas Finance Indonesia (BFI) can be held accountable for defaulting on customers in financial settlements so that customers can get the vehicles they own.},
				issn = {2775-619X},		pages = {466--478}			doi = {10.47268/tatohi.v4i6.2453},
				url = {https://fhukum.unpatti.ac.id/jurnal/tatohi/article/view/2453}
		}
		
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Copyright (c) 2024 Merlin Clara Waremra, Teng Berlianty, Marselo Valentino Geovani Pariela

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