Banking Responsibility for Employee Fault
DOI:
https://doi.org/10.47268/tatohi.v5i6.3011Keywords:
Responsibility, Banking, Banking Law, Employee Errors.Abstract
Introduction: This research discusses the legal responsibility of banks for mistakes made by employees in performing their duties, particularly in the context of the legal relationship between banks and customers. As a legal entity in the form of a Limited Liability Company, a bank has an obligation to maintain customer trust through the principles of prudence and consumer protection as regulated by the Banking Law and the Limited Liability Company Law.
Purposes of the Research: This research aims to analyze the legal responsibility of banks for mistakes made by employees and explore to what extent a bank can be held accountable for negligence or abuse of authority by employees. The study also aims to explore the application of strict liability principles and their impact on the stability of the financial system and customer protection.
Methods of the Research: This study uses a legal approach by analyzing relevant regulations, such as the Banking Law, the Limited Liability Company Law, and Article 1367 of the Civil Code regarding vicarious liability mechanisms. The study also explores the responsibility of the Board of Directors as the management of the bank.
Findings of the Research: The research is expected to provide a clearer understanding of the legal responsibility mechanisms applied in the banking sector and their implications for managing the relationship between banks and customers, including the impact on customer protection and the supervision of the Board of Directors in preventing mistakes that harm customers.
Downloads
Citation Metrics
References
Dwiyanti Adelin Hetharie, Teng Berlianty, and Muchtar Anshary Hamid Labetubun, “Tanggung Jawab Pelaku Usaha Tehadap Penetapan Harga Yang Berbeda Atas Produk Sejenis” PATTIMURA Law Study 1, no. 1 (2023): 363-382.
Fatimah Chalim, “Hubungan Hukum Antara Bank Dan Nasabah Penyimpan Dana Menurut Undang-Undang Perbankan”, Jurnal Lex Et Societatis 5, no. 9 (2017).
https://nu.or.id/syariah/3-teori-dan-konsekuensi-badan-hukum-sebagai-subjek-hukum-OGYYF.
Indah Sari, “Perbuatan Melawan Hukum (PMH) Dalam Hukum Pidana Dan Hukum Perdata”, Jurnal Ilmiah Hukum Dirgantara 11, no. 1 (2020).
Kusuma Singosari, “Tanggung Jawab Direksi Akibat Perbuatan Melawan Hukum Atas Penerbitan Deposito Palsu Yang Dilakukan Karyawan PT Bank Perkreditan Rakyat Anugrah”, Penelitian Hukum (2018).
Lana Aulia Afiftania, “Dian Purnama Anugerah, Penerapan Prinsip Vicarious Liability dalam Pertanggungjawaban Perseroan Terbatas”, Jurnal Notaire 5 no. 3 (2022).
Sutan Remy Sjahdeini, Rahasia BANK: Berbagai Masalah Disekitarnya, https://www.oocities.org/hukum97/rahasiabank.pdf.
Sutrisno Fernando Ngiu, “Perlindungan Hukum Terhadap Nasabah Bank Sebagai Subjek Hukum Menurut Undang Tundang Nomor 10 Tahun 1998 Tentang Perbankan”, Jurnal Lex Privatum 3, no. 1 (2015).
Tami Rusli, Sistem Badan Hukum di Indonesia, Lampung: Unila, 2017.
Tami Rusli, “Tanggung Jawab Produk Dalam Hukum Perlindungan Konsumen”, Jurnal Pranata Hukum 7. no. 1 (2012).
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Alba Pedro, Krisna Wahyu Nugroho, Diana Ria Winanti Napitupulu
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
License Terms: TATOHI: Jurnal Ilmu Hukum is disseminated based on the Creative Commons Attribution-NonCommercial 4.0 International license terms. This license allows anyone to copy and redistribute this material in any form or format, compose, modify, and make derivatives of this material for any purpose. You cannot use this material for commercial purposes. You must specify an appropriate name, include a link to the license, and certify that any changes have been made. You can do this in a way that is appropriate but does not imply that the licensor supports you or your use.
