Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan

Aryantho Dwiputra Sitania; Theresia Louize Pesulima; Marselo Valentino Geovani Pariela

doi:10.47268/tatohi.v1i6.641

Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan

Aryantho Dwiputra Sitania⁽¹⁾, Theresia Louize Pesulima⁽²⁾, Marselo Valentino Geovani Pariela⁽³⁾

(1) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(2) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(3) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
email

Corresponding Author

Abstract

Introduction: An agreement is made in oral or written form, where both parties bind themselves and cause legal consequences. The legal protection of the certificate holder can be realized if the issuance of the certificate does not have a juridical defect, namely defects in procedure, substance, or authority.

Purposes of the Research: The purpose of this research is to study and find out how the form of legal protection for the first party as the owner of the certificate and find out how the second party's civil liability for certificates borrowed and used as collateral.

Methods of the Research: The method used is a normative juridical research method using a statutory approach, a conceptual approach and also a case approach.

Results of the Research: The results of this study explain that regarding legal protection for certificate owners whose certificates are used by other people to enter into credit agreements in banking, because the party making the credit agreement does not have a certificate to be used as collateral in the process of borrowing money at the bank, as well as the responsibility of the certificate borrower. in accordance with applicable regulations.

Keywords

Land Title Certificate; Credit Agreement; Banking

DOI

10.47268/tatohi.v1i6.641

Published

2021-10-24

How To Cite

APA: Sitania, A.D., Pesulima, T.L., & Pariela, M.V. (2021). Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan. TATOHI: Jurnal Ilmu Hukum, 1(6), 577 – 589. DOI: https://doi.org/10.47268/tatohi.v1i6.641.

IEEE: A.D. Sitania, T.L. Pesulima, and M.V. Pariela, "Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan", TATOHI J. Ilmu Huk., vol. 1, no. 6, pp. 577 – 589, Oct. 2021. Accessed on: May. 3, 2025. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v1i6.641

Harvard: Sitania, A.D., Pesulima, T.L., and Pariela, M.V., (2021). "Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan". TATOHI: Jurnal Ilmu Hukum, Volume 1(6), pp. 577 – 589. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v1i6.641 (Accessed on: 3 May 2025)

Chicago: Sitania, Aryantho Dwiputra, Theresia Louize Pesulima, and Marselo Valentino Geovani Pariela. "Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan." TATOHI: Jurnal Ilmu Hukum 1, no. 6 (October 24, 2021): 577 – 589. Accessed May 3, 2025. doi:10.47268/tatohi.v1i6.641

Vancouver: Sitania AD, Pesulima TL, Pariela MV. Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan. TATOHI J. Ilmu Huk. [Internet]. 2021 Oct 24 [cited 2025 May 3];1(6):577 – 589. Available from: https://doi.org/10.47268/tatohi.v1i6.641

MLA 8th: Sitania, Aryantho Dwiputra, Theresia Louize Pesulima, and Marselo Valentino Geovani Pariela. "Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan." TATOHI: Jurnal Ilmu Hukum, vol. 1, no. 6, 24 Oct. 2021, pp. 577 – 589, doi:10.47268/tatohi.v1i6.641. Accessed 3 May. 2025.

BibTeX:

@article{TATOHI641,
		author = {Aryantho Sitania and Theresia Pesulima and Marselo Pariela},
		title = {Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan},
		journal = {TATOHI: Jurnal Ilmu Hukum},
		volume = {1},
		number = {6},
		year = {2021},
		keywords = {Land Title Certificate; Credit Agreement; Banking},
		abstract = {Introduction: An agreement is made in oral or written form, where both parties bind themselves and cause legal consequences. The legal protection of the certificate holder can be realized if the issuance of the certificate does not have a juridical defect, namely defects in procedure, substance, or authority. Purposes of the Research: The purpose of this research is to study and find out how the form of legal protection for the first party as the owner of the certificate and find out how the second party's civil liability for certificates borrowed and used as collateral.Methods of the Research: The method used is a normative juridical research method using a statutory approach, a conceptual approach and also a case approach.Results of the Research: The results of this study explain that regarding legal protection for certificate owners whose certificates are used by other people to enter into credit agreements in banking, because the party making the credit agreement does not have a certificate to be used as collateral in the process of borrowing money at the bank, as well as the responsibility of the certificate borrower. in accordance with applicable regulations.},
				issn = {2775-619X},		pages = {577--589}			doi = {10.47268/tatohi.v1i6.641},
				url = {https://fhukum.unpatti.ac.id/jurnal/tatohi/article/view/641}
		}

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Dublin Core		PKP Metadata Items	Metadata for this Document

1.	Title	Title of document	Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan

2.	Creator	Author's name, affiliation, country	Aryantho Dwiputra Sitania; Fakultas Hukum Universitas Pattimura, Ambon; Indonesia

2.	Creator	Author's name, affiliation, country	Theresia Louize Pesulima; Fakultas Hukum Universitas Pattimura, Ambon; Indonesia

2.	Creator	Author's name, affiliation, country	Marselo Valentino Geovani Pariela; Fakultas Hukum Universitas Pattimura, Ambon; Indonesia

3.	Subject	Discipline(s)

3.	Subject	Keyword(s)	Land Title Certificate; Credit Agreement; Banking

4.	Description	Abstract	Introduction: An agreement is made in oral or written form, where both parties bind themselves and cause legal consequences. The legal protection of the certificate holder can be realized if the issuance of the certificate does not have a juridical defect, namely defects in procedure, substance, or authority. Purposes of the Research: The purpose of this research is to study and find out how the form of legal protection for the first party as the owner of the certificate and find out how the second party's civil liability for certificates borrowed and used as collateral.Methods of the Research: The method used is a normative juridical research method using a statutory approach, a conceptual approach and also a case approach.Results of the Research: The results of this study explain that regarding legal protection for certificate owners whose certificates are used by other people to enter into credit agreements in banking, because the party making the credit agreement does not have a certificate to be used as collateral in the process of borrowing money at the bank, as well as the responsibility of the certificate borrower. in accordance with applicable regulations.

5.	Publisher	Organizing agency, location	Faculty of Law Pattimura University

6.	Contributor	Sponsor(s)

7.	Date	(YYYY-MM-DD)	2021-10-24

8.	Type	Status & genre	Peer-reviewed Article

8.	Type	Type

9.	Format	File format	PDF

10.	Identifier	Uniform Resource Identifier	https://fhukum.unpatti.ac.id/jurnal/tatohi/article/view/641

10.	Identifier	Digital Object Identifier	10.47268/tatohi.v1i6.641

11.	Source	Title; vol., no. (year)	TATOHI: Jurnal Ilmu Hukum; Vol 1, No 6 (2021): Volume 1 Nomor 6, Agustus 2021

12.	Language	English=en	en

13.	Relation	Supp. Files

14.	Coverage	Geo-spatial location, chronological period, research sample (gender, age, etc.)

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