Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan

Aryantho Dwiputra Sitania; Theresia Louize Pesulima; Marselo Valentino Geovani Pariela

doi:10.47268/tatohi.v1i6.641

Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan

Aryantho Dwiputra Sitania⁽¹⁾, Theresia Louize Pesulima⁽²⁾, Marselo Valentino Geovani Pariela⁽³⁾

(1) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(2) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(3) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
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Corresponding Author

Abstract

Introduction: An agreement is made in oral or written form, where both parties bind themselves and cause legal consequences. The legal protection of the certificate holder can be realized if the issuance of the certificate does not have a juridical defect, namely defects in procedure, substance, or authority.

Purposes of the Research: The purpose of this research is to study and find out how the form of legal protection for the first party as the owner of the certificate and find out how the second party's civil liability for certificates borrowed and used as collateral.

Methods of the Research: The method used is a normative juridical research method using a statutory approach, a conceptual approach and also a case approach.

Results of the Research: The results of this study explain that regarding legal protection for certificate owners whose certificates are used by other people to enter into credit agreements in banking, because the party making the credit agreement does not have a certificate to be used as collateral in the process of borrowing money at the bank, as well as the responsibility of the certificate borrower. in accordance with applicable regulations.

Keywords

Land Title Certificate; Credit Agreement; Banking

How To Cite

APA: Sitania, A.D., Pesulima, T.L., & Pariela, M.V. (2021). Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan. TATOHI: Jurnal Ilmu Hukum, 1(6), 577 – 589. DOI: https://doi.org/10.47268/tatohi.v1i6.641.

IEEE: A.D. Sitania, T.L. Pesulima, and M.V. Pariela, "Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan", TATOHI J. Ilmu Huk., vol. 1, no. 6, pp. 577 – 589, Oct. 2021. Accessed on: Apr. 19, 2024. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v1i6.641

Harvard: Sitania, A.D., Pesulima, T.L., and Pariela, M.V., (2021). "Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan". TATOHI: Jurnal Ilmu Hukum, Volume 1(6), pp. 577 – 589. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v1i6.641 (Accessed on: 19 April 2024)

Chicago: Sitania, Aryantho Dwiputra, Theresia Louize Pesulima, and Marselo Valentino Geovani Pariela. "Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan." TATOHI: Jurnal Ilmu Hukum 1, no. 6 (October 24, 2021): 577 – 589. Accessed April 19, 2024. doi:10.47268/tatohi.v1i6.641

Vancouver: Sitania AD, Pesulima TL, Pariela MV. Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan. TATOHI J. Ilmu Huk. [Internet]. 2021 Oct 24 [cited 2024 Apr 19];1(6):577 – 589. Available from: https://doi.org/10.47268/tatohi.v1i6.641

MLA 8th: Sitania, Aryantho Dwiputra, Theresia Louize Pesulima, and Marselo Valentino Geovani Pariela. "Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan." TATOHI: Jurnal Ilmu Hukum, vol. 1, no. 6, 24 Oct. 2021, pp. 577 – 589, doi:10.47268/tatohi.v1i6.641. Accessed 19 Apr. 2024.

BibTeX:

@article{TATOHI641,
		author = {Aryantho Sitania and Theresia Pesulima and Marselo Pariela},
		title = {Jaminan Sertifikat Hak Milik Atas Tanah Bukan Oleh Pemegang Hak Milik Dalam Perjanjian Kredit Perbankan},
		journal = {TATOHI: Jurnal Ilmu Hukum},
		volume = {1},
		number = {6},
		year = {2021},
		keywords = {Land Title Certificate; Credit Agreement; Banking},
		abstract = {Introduction: An agreement is made in oral or written form, where both parties bind themselves and cause legal consequences. The legal protection of the certificate holder can be realized if the issuance of the certificate does not have a juridical defect, namely defects in procedure, substance, or authority. Purposes of the Research: The purpose of this research is to study and find out how the form of legal protection for the first party as the owner of the certificate and find out how the second party's civil liability for certificates borrowed and used as collateral.Methods of the Research: The method used is a normative juridical research method using a statutory approach, a conceptual approach and also a case approach.Results of the Research: The results of this study explain that regarding legal protection for certificate owners whose certificates are used by other people to enter into credit agreements in banking, because the party making the credit agreement does not have a certificate to be used as collateral in the process of borrowing money at the bank, as well as the responsibility of the certificate borrower. in accordance with applicable regulations.},
				issn = {2775-619X},		pages = {577--589}			doi = {10.47268/tatohi.v1i6.641},
				url = {https://fhukum.unpatti.ac.id/jurnal/tatohi/article/view/641}
		}

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