Legal Analysis of The Financing Agreement Through The Application For Legal Examination The Fiduciary Guarantee Act The Constitutional Court

Iskandar Muda Sipayung

doi:10.47268/sasi.v29i1.1290

Legal Analysis of The Financing Agreement Through The Application For Legal Examination The Fiduciary Guarantee Act The Constitutional Court

Iskandar Muda Sipayung⁽¹⁾

(1) Faculty of Economic Alwasliyah Labuhan Batu University, Medan, Indonesia
email

Corresponding Author

Abstract

Introduction: The occurrence of legal problems related to objects that become fiduciary security, where some existing and well-known consumer finance institutions (leasing) often deal with the law, which is caused by default/inkar promises by consumers as fiduciary rights providers, so that leasing often deals with the authorities diakarenakan in taking action against delinquent consumers.

Purposes of the Research: The purpose of this study is to explain the paradigm of material testing on the legal protection of fiduciary.

Methods of the Research: The research method used is normative legal research with a statute legal approach and a conceptual approach.

Results of the Research: Legal arrangements are needed for legal protection for consumer finance institutions (leasing) in obtaining fiduciary guarantees which in accordance with the agreement between leasing and consumers, are entitled to and belong to the institution if the consumer has defaulted/inkar promise, so that it can return the creditor, can be auctioned to the public, so that it does not have an impact on the economy, both from the company's revenue and the sustainability of the financing industry in Indonesia.

Keywords

Legal Protection; Financial Institutions; Consumers; Due Agreement; Fiduciary

DOI

10.47268/sasi.v29i1.1290

Published

2023-03-11

How To Cite

APA: Sipayung, I.M. (2023). Legal Analysis of The Financing Agreement Through The Application For Legal Examination The Fiduciary Guarantee Act The Constitutional Court. SASI, 29(1), 142-150. DOI: https://doi.org/10.47268/sasi.v29i1.1290.

IEEE: I.M. Sipayung, "Legal Analysis of The Financing Agreement Through The Application For Legal Examination The Fiduciary Guarantee Act The Constitutional Court", SASI, vol. 29, no. 1, pp. 142-150, Mar. 2023. Accessed on: Apr. 28, 2025. [Online]. Available DOI: https://doi.org/10.47268/sasi.v29i1.1290

Harvard: Sipayung, I.M., (2023). "Legal Analysis of The Financing Agreement Through The Application For Legal Examination The Fiduciary Guarantee Act The Constitutional Court". SASI, Volume 29(1), pp. 142-150. [Online]. Available DOI: https://doi.org/10.47268/sasi.v29i1.1290 (Accessed on: 28 April 2025)

Chicago: Sipayung, Iskandar Muda. "Legal Analysis of The Financing Agreement Through The Application For Legal Examination The Fiduciary Guarantee Act The Constitutional Court." SASI 29, no. 1 (March 11, 2023): 142-150. Accessed April 28, 2025. doi:10.47268/sasi.v29i1.1290

Vancouver: Sipayung IM. Legal Analysis of The Financing Agreement Through The Application For Legal Examination The Fiduciary Guarantee Act The Constitutional Court. SASI [Internet]. 2023 Mar 11 [cited 2025 Apr 28];29(1):142-150. Available from: https://doi.org/10.47268/sasi.v29i1.1290

MLA 8th: Sipayung, Iskandar Muda. "Legal Analysis of The Financing Agreement Through The Application For Legal Examination The Fiduciary Guarantee Act The Constitutional Court." SASI, vol. 29, no. 1, 11 Mar. 2023, pp. 142-150, doi:10.47268/sasi.v29i1.1290. Accessed 28 Apr. 2025.

BibTeX:

@article{SASI1290,
		author = {Iskandar Sipayung},
		title = {Legal Analysis of The Financing Agreement Through The Application For Legal Examination The Fiduciary Guarantee Act The Constitutional Court},
		journal = {SASI},
		volume = {29},
		number = {1},
		year = {2023},
		keywords = {Legal Protection; Financial Institutions; Consumers; Due Agreement; Fiduciary},
		abstract = {Introduction: The occurrence of legal problems related to objects that become fiduciary security, where some existing and well-known consumer finance institutions (leasing) often deal with the law, which is caused by default/inkar promises by consumers as fiduciary rights providers, so that leasing often deals with the authorities diakarenakan in taking action against delinquent consumers.Purposes of the Research: The purpose of this study is to explain the paradigm of material testing on the legal protection of fiduciary.Methods of the Research: The research method used is normative legal research with a statute legal approach and a conceptual approach.Results of the Research: Legal arrangements are needed for legal protection for consumer finance institutions (leasing) in obtaining fiduciary guarantees which in accordance with the agreement between leasing and consumers, are entitled to and belong to the institution if the consumer has defaulted/inkar promise, so that it can return the creditor, can be auctioned to the public, so that it does not have an impact on the economy, both from the company's revenue and the sustainability of the financing industry in Indonesia.},
				issn = {2614-2961},		pages = {142--150}			doi = {10.47268/sasi.v29i1.1290},
				url = {https://fhukum.unpatti.ac.id/jurnal/sasi/article/view/1290}
		}

RefWorks:

Citation format: Download Citation:

Journal Article

Purwanto, Beberapa Permasalahan Perjanjian Pembiayaan Konsumen Dengan Jaminnan Fidusia, Jurnal Rechhtsvinding Media Pebinaan Hukum Nasional, Vol.1 No.2 , 2012.

Nih Luh Fitri, I Nyoman Putu Budiarta, Ni Made Puspasutari Ujianti, Wanprestasi Dalam Perjanjian Pembiayaan Dengan Jaminan Fidusia Pada PT. Federal International Finance (FIF) Cabang Denpasar, Jurnal Analogi Hukum, Vol. 1,No.1,2019.

Arista Setyorini, Agus Muwarto, Akibat Hukum Perjanjian Pembiayaan Konsumen Dengan Pembebanan Jaminan Fidusia Yang Tidak Didaftarkan, Mimbar Keadilan Jurnal Ilmu Hukum, Vol.x,No.x, 2017.

Linda Susilo, Rani Apriani,Rahmi Zubaedah, Kedudukan Jaminan Fidusia Serta Perlindungan Hukum Bagi Lembaga Pembiayaan Konsumen, Supremsi: Jurnal Pemikiran dan Penelitian, Vol. 16,No.1, 2021.

Akhmd Yasin, Impact Of Fiduciary Guarante of Motor Vehicle Are Not Registered To Notax State Revenue, Jurnal Konstitusi, Vol. 17, No. 4, 2020.

Junaidi Abdullah, Pelaksanaan Eksekusi Jaminan Fidusia Dalam Perjanjian Di KSPS Logam Mulia Kecamatan Kelambu Kabupaten Grobogan, Yudisia : Jurnal Pemikiran Hukum dan Hukum Islam, Vol. 8, No.1, 2017.

Esca Sari Ayu Wulandari, Ridwan, Achmad Syarifuddin, Penarikan Secara Paksa Objek Jaminan Fidusia Dalam Hubungan Perlindungan Angsuran Kredit Debitur, Repertorium, Vol. 9, No. 1,2020.

Rustan, Sahban, Andi Risma, Perlindungan Hukum Pembeli Kendaraan Dalam Perjanjian Pembiayaan Konsumen dan Pelaksanaan Eksekusi Jaminan Fidusia, Supremasi: Jurnal Pemikiran dan Penelitian Ilmu-Ilmu Sosial, Vol.16, No.1, 2021, pp. 14

Rudi Hartono, Hartono Widodo, and Yessy Kusumadewi, “Pembatalan Eksekutorial Atas Jaminan Fidusia Studi Putusan MK Nomor 18/PUU-XVII/2019,” Krisna Law Vol. 3, No. 2 , 2021, pp. 8

Nurul Ma’rifah, Kepastian Hukum Terhadap Kreditur Pasca Putusan Mahkamah Konstitusi Nomor 18 /PUU-XVII/2019 dan Nomor 2 /PUU-XIX/2021, Notary Law Journal ,Vol.1, No. 2, 2022,pp. 209

Noviyana, Ayu Wikha, Dyaksi Satwikaningrum, Indriana Trisnawati, and Rr. Tita Trias Aryanti. “Eksekusi Jaminan Fidusia Pasca Putusan Mahkamah Konstitusi Nomor 79/PUU-XVIII/2020 Dan Nomor 2/PUU-XIX/2021.” Jurnal IKAMAKUM Vo. 1, No. 2 ,2021, pp. 687

Nugraha, Sigit Nurhadi. “Cidera Janji (Wanprestasi) Dalam Perjanjian Fidusia Berdasarkan Pasal 15 Ayat (3) Uu Nomor 42 Tahun 1999 Pasca Putusan Mahkamah KONSTITUSI NOMOR: 18/PUUXVII/2019 Dan Putusan Mahkamah Konstitusi Nomor: 2/PUUXIX/2021.” AL WASATH Jurnal Ilmu Hukum Vol. 2, No. 2, 2021.

Syafrida, and Ralang Hartati. “Eksekusi Jaminan Fidusia Setelah Putusan Mahkamah Konstitusi Nomor 18/Puu/Xvii/2019).” ADIL: Ilmu Hukum Vo. 11, No. 1 2020.

Book

Achmad Ali, Menguak Teori Hukum (Legal Theory) dan Teori Peradilan (Judicialprudence) termasuk Interpretasi Undang-Undang (Legisprudence), Jakarta: Kencana, 2009.

Azhary, "Negara Hukum Indonesia", Cet. I, (Jakarta: VI Press, 1995)

Padmo Wahjono. "Indonesia Negara Berdasar Atas Hukum", (Jakarta: Graha Indonesia. 1983) Undang-Undang 1945

Full Text: PDF

Article Metrics

Abstract View grafik

: 610 times
PDF icon PDF

Download : 381 times


Dublin Core		PKP Metadata Items	Metadata for this Document

1.	Title	Title of document	Legal Analysis of The Financing Agreement Through The Application For Legal Examination The Fiduciary Guarantee Act The Constitutional Court

2.	Creator	Author's name, affiliation, country	Iskandar Muda Sipayung; Faculty of Economic Alwasliyah Labuhan Batu University, Medan; Indonesia

3.	Subject	Discipline(s)

3.	Subject	Keyword(s)	Legal Protection; Financial Institutions; Consumers; Due Agreement; Fiduciary

4.	Description	Abstract	Introduction: The occurrence of legal problems related to objects that become fiduciary security, where some existing and well-known consumer finance institutions (leasing) often deal with the law, which is caused by default/inkar promises by consumers as fiduciary rights providers, so that leasing often deals with the authorities diakarenakan in taking action against delinquent consumers.Purposes of the Research: The purpose of this study is to explain the paradigm of material testing on the legal protection of fiduciary.Methods of the Research: The research method used is normative legal research with a statute legal approach and a conceptual approach.Results of the Research: Legal arrangements are needed for legal protection for consumer finance institutions (leasing) in obtaining fiduciary guarantees which in accordance with the agreement between leasing and consumers, are entitled to and belong to the institution if the consumer has defaulted/inkar promise, so that it can return the creditor, can be auctioned to the public, so that it does not have an impact on the economy, both from the company's revenue and the sustainability of the financing industry in Indonesia.

5.	Publisher	Organizing agency, location	Faculty of Law, Universitas Pattimura

6.	Contributor	Sponsor(s)	Faculty of Economic Alwasliyah Labuhan Batu University, Medan

7.	Date	(YYYY-MM-DD)	2023-03-11

8.	Type	Status & genre	Peer-reviewed Article

8.	Type	Type

9.	Format	File format	PDF

10.	Identifier	Uniform Resource Identifier	https://fhukum.unpatti.ac.id/jurnal/sasi/article/view/1290

10.	Identifier	Digital Object Identifier	10.47268/sasi.v29i1.1290

11.	Source	Title; vol., no. (year)	SASI; Volume 29 Issue 1, March 2023

12.	Language	English=en	en

13.	Relation	Supp. Files	Untitled (98KB)

14.	Coverage	Geo-spatial location, chronological period, research sample (gender, age, etc.)

15.	Rights	Copyright and permissions	Copyright: Authors who publish their manuscripts in this Journal agree to the following conditions: 1. The copyright in each article belongs to the author, as well as the right to patent. 2. Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal. 3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work. 4. Authors have the right to self-archiving of the article (Author Self-Archiving Policy) License: The SASI Journal is disseminated based on the Creative Commons Attribution-NonCommercial 4.0 International license terms. This license allows anyone to copy and redistribute this material in any form or format, compose, modify, and make derivatives of this material for any purpose. You cannot use this material for commercial purposes. You must specify an appropriate name, include a link to the license, and certify that any changes have been made. You can do this in a way that is appropriate but does not imply that the licensor supports you or your use. This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.