Pertanggungjawaban Perbankan Sebagai Korporasi Atas Penggelapan Dana Nasabah yang Dilakukan oleh Pegawai Bank

Suci Sulistiawati; Elsa Rina Maya Toule; Margie Gladies Sopacua

doi:10.47268/tatohi.v2i5.1114

Pertanggungjawaban Perbankan Sebagai Korporasi Atas Penggelapan Dana Nasabah yang Dilakukan oleh Pegawai Bank

Suci Sulistiawati⁽¹⁾, Elsa Rina Maya Toule⁽²⁾, Margie Gladies Sopacua⁽³⁾

(1) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(2) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(3) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
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Corresponding Author

Abstract

Introduction: This article examines the judges' considerations in imposing criminal penalties against defendants who commit banking crimes under Article 49 paragraph (1) letters a and b of the Law of the Republic of Indonesia Number 10 of 1998 in conjunction with Article 64 paragraph (1) of the Criminal Code in the Supreme Court Decision Number 470/pi.B/2021/PN.AMB with the problem of fraud mode.

Purposes of the Research: This study aims to analyze and explain the process of law enforcement for criminal acts in the embezzlement of customer funds by bank employees at PT.Bank BRI Ambn branch.

Methods of the Research: The type of research used is legal research "Normative Juridical"..

Results of the Research: The results of the study indicate that according to the Banking Law, corporations cannot be held criminally responsible, but rather those who give orders or are leaders of corporations. In the event that a bank commits a crime or does not fulfill its obligations from Bank Indonesia, the bank concerned will be subject to administrative sanctions. Then in the event that an employee or bank employee commits a crime, criminal liability is imposed on an individual (perpetrator) or corporate management with a record that the corporation has benefited from the crime committed by the employee.

Keywords

Banking; Criminal Liability; Corporation

DOI

10.47268/tatohi.v2i5.1114

Published

2022-07-31

How To Cite

APA: Sulistiawati, S., Toule, E.R., & Sopacua, M.G. (2022). Pertanggungjawaban Perbankan Sebagai Korporasi Atas Penggelapan Dana Nasabah yang Dilakukan oleh Pegawai Bank. TATOHI: Jurnal Ilmu Hukum, 2(5), 509 – 522. DOI: https://doi.org/10.47268/tatohi.v2i5.1114.

IEEE: S. Sulistiawati, E.R. Toule, and M.G. Sopacua, "Pertanggungjawaban Perbankan Sebagai Korporasi Atas Penggelapan Dana Nasabah yang Dilakukan oleh Pegawai Bank", TATOHI J. Ilmu Huk., vol. 2, no. 5, pp. 509 – 522, Jul. 2022. Accessed on: May. 9, 2025. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v2i5.1114

Harvard: Sulistiawati, S., Toule, E.R., and Sopacua, M.G., (2022). "Pertanggungjawaban Perbankan Sebagai Korporasi Atas Penggelapan Dana Nasabah yang Dilakukan oleh Pegawai Bank". TATOHI: Jurnal Ilmu Hukum, Volume 2(5), pp. 509 – 522. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v2i5.1114 (Accessed on: 9 May 2025)

Chicago: Sulistiawati, Suci, Elsa Rina Maya Toule, and Margie Gladies Sopacua. "Pertanggungjawaban Perbankan Sebagai Korporasi Atas Penggelapan Dana Nasabah yang Dilakukan oleh Pegawai Bank." TATOHI: Jurnal Ilmu Hukum 2, no. 5 (July 31, 2022): 509 – 522. Accessed May 9, 2025. doi:10.47268/tatohi.v2i5.1114

Vancouver: Sulistiawati S, Toule ER, Sopacua MG. Pertanggungjawaban Perbankan Sebagai Korporasi Atas Penggelapan Dana Nasabah yang Dilakukan oleh Pegawai Bank. TATOHI J. Ilmu Huk. [Internet]. 2022 Jul 31 [cited 2025 May 9];2(5):509 – 522. Available from: https://doi.org/10.47268/tatohi.v2i5.1114

MLA 8th: Sulistiawati, Suci, Elsa Rina Maya Toule, and Margie Gladies Sopacua. "Pertanggungjawaban Perbankan Sebagai Korporasi Atas Penggelapan Dana Nasabah yang Dilakukan oleh Pegawai Bank." TATOHI: Jurnal Ilmu Hukum, vol. 2, no. 5, 31 Jul. 2022, pp. 509 – 522, doi:10.47268/tatohi.v2i5.1114. Accessed 9 May. 2025.

BibTeX:

@article{TATOHI1114,
		author = {Suci Sulistiawati and Elsa Toule and Margie Sopacua},
		title = {Pertanggungjawaban Perbankan Sebagai Korporasi Atas Penggelapan Dana Nasabah yang Dilakukan oleh Pegawai Bank},
		journal = {TATOHI: Jurnal Ilmu Hukum},
		volume = {2},
		number = {5},
		year = {2022},
		keywords = {Banking; Criminal Liability; Corporation},
		abstract = {Introduction: This article examines the judges' considerations in imposing criminal penalties against defendants who commit banking crimes under Article 49 paragraph (1) letters a and b of the Law of the Republic of Indonesia Number 10 of 1998 in conjunction with Article 64 paragraph (1) of the Criminal Code in the Supreme Court Decision Number 470/pi.B/2021/PN.AMB with the problem of fraud mode. Purposes of the Research: This study aims to analyze and explain the process of law enforcement for criminal acts in the embezzlement of customer funds by bank employees at PT.Bank BRI Ambn branch. Methods of the Research: The type of research used is legal research "Normative Juridical"..Results of the Research: The results of the study indicate that according to the Banking Law, corporations cannot be held criminally responsible, but rather those who give orders or are leaders of corporations. In the event that a bank commits a crime or does not fulfill its obligations from Bank Indonesia, the bank concerned will be subject to administrative sanctions. Then in the event that an employee or bank employee commits a crime, criminal liability is imposed on an individual (perpetrator) or corporate management with a record that the corporation has benefited from the crime committed by the employee.},
				issn = {2775-619X},		pages = {509--522}			doi = {10.47268/tatohi.v2i5.1114},
				url = {https://fhukum.unpatti.ac.id/jurnal/tatohi/article/view/1114}
		}

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Dublin Core		PKP Metadata Items	Metadata for this Document

1.	Title	Title of document	Pertanggungjawaban Perbankan Sebagai Korporasi Atas Penggelapan Dana Nasabah yang Dilakukan oleh Pegawai Bank

2.	Creator	Author's name, affiliation, country	Suci Sulistiawati; Fakultas Hukum Universitas Pattimura, Ambon; Indonesia

2.	Creator	Author's name, affiliation, country	Elsa Rina Maya Toule; Fakultas Hukum Universitas Pattimura, Ambon; Indonesia

2.	Creator	Author's name, affiliation, country	Margie Gladies Sopacua; Fakultas Hukum Universitas Pattimura, Ambon; Indonesia

3.	Subject	Discipline(s)

3.	Subject	Keyword(s)	Banking; Criminal Liability; Corporation

4.	Description	Abstract	Introduction: This article examines the judges' considerations in imposing criminal penalties against defendants who commit banking crimes under Article 49 paragraph (1) letters a and b of the Law of the Republic of Indonesia Number 10 of 1998 in conjunction with Article 64 paragraph (1) of the Criminal Code in the Supreme Court Decision Number 470/pi.B/2021/PN.AMB with the problem of fraud mode. Purposes of the Research: This study aims to analyze and explain the process of law enforcement for criminal acts in the embezzlement of customer funds by bank employees at PT.Bank BRI Ambn branch. Methods of the Research: The type of research used is legal research "Normative Juridical"..Results of the Research: The results of the study indicate that according to the Banking Law, corporations cannot be held criminally responsible, but rather those who give orders or are leaders of corporations. In the event that a bank commits a crime or does not fulfill its obligations from Bank Indonesia, the bank concerned will be subject to administrative sanctions. Then in the event that an employee or bank employee commits a crime, criminal liability is imposed on an individual (perpetrator) or corporate management with a record that the corporation has benefited from the crime committed by the employee.

5.	Publisher	Organizing agency, location	Faculty of Law Pattimura University

6.	Contributor	Sponsor(s)

7.	Date	(YYYY-MM-DD)	2022-07-31

8.	Type	Status & genre	Peer-reviewed Article

8.	Type	Type

9.	Format	File format	PDF

10.	Identifier	Uniform Resource Identifier	https://fhukum.unpatti.ac.id/jurnal/tatohi/article/view/1114

10.	Identifier	Digital Object Identifier	10.47268/tatohi.v2i5.1114

11.	Source	Title; vol., no. (year)	TATOHI: Jurnal Ilmu Hukum; Vol 2, No 5 (2022): Volume 2 Nomor 5, Juli 2022

12.	Language	English=en	en

13.	Relation	Supp. Files

14.	Coverage	Geo-spatial location, chronological period, research sample (gender, age, etc.)

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