Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan

Galang Ramadhan Djokdja(1email), Sherly Adam(2), Margie Gladies Sopacua(3)


(1) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(2) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(3) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
email Corresponding Author
CrossMark

Abstract


Introduction: There are many cases of fraud with credit cards at banks known as carding, but there is no new legal rule to ensnare the perpetrators so that the judges still use the old rules, namely the Criminal Code. Law enforcement in the banking sector includes regulatory issues in the field of information technology and other aspects are the ability of law enforcement officers, public legal awareness, and infrastructure that supports law enforcement, especially in reviewing criminal liability for perpetrators.

Purposes of the Research: Criminal liability for credit card burglary perpetrators in criminal acts in the banking sector.

 

Methods of the Research: The research method used is normative juridical with a problem approach in the form of a statutory approach, a conceptual analysis approach and a case approach. The legal materials used are primary and secondary legal materials. Data collection techniques are carried out through library research and processing techniques and analysis of legal materials through descriptions using qualitative methods.

Results of the Research: The results of the study indicate that the criminal law regulation of the crime of carding has been regulated in Law Number 19 of 2016 concerning Amendments to Law Number 11 of 2008 concerning Information and Electronic Transactions and has been formulated in articles 362, 363 and 378 of the Criminal Code. namely about Theft and Fraud. Carding criminal liability can be carried out based on the ability of the perpetrator to be responsible; there is an error in the form of a deliberate act of the perpetrator as proven in accordance with the articles in paragraph; there is no excuse for his actions; and may be subject to sanctions for carding criminals.

Keywords


Criminal Liability; Credit Card Burglary; Criminal Acts in the Banking Sector


DOI


10.47268/tatohi.v2i2.909

Published


2022-04-27

How To Cite


APA: Djokdja, G.R., Adam, S., & Sopacua, M.G. (2022). Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan. TATOHI: Jurnal Ilmu Hukum, 2(2), 178–192. DOI: https://doi.org/10.47268/tatohi.v2i2.909.
IEEE: G.R. Djokdja, S. Adam, and M.G. Sopacua, "Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan", TATOHI J. Ilmu Huk., vol. 2, no. 2, pp. 178–192, Apr. 2022. Accessed on: Jul. 16, 2024. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v2i2.909
Harvard: Djokdja, G.R., Adam, S., and Sopacua, M.G., (2022). "Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan". TATOHI: Jurnal Ilmu Hukum, Volume 2(2), pp. 178–192. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v2i2.909 (Accessed on: 16 July 2024)
Chicago: Djokdja, Galang Ramadhan, Sherly Adam, and Margie Gladies Sopacua. "Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan." TATOHI: Jurnal Ilmu Hukum 2, no. 2 (April 27, 2022): 178–192. Accessed July 16, 2024. doi:10.47268/tatohi.v2i2.909
Vancouver: Djokdja GR, Adam S, Sopacua MG. Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan. TATOHI J. Ilmu Huk. [Internet]. 2022 Apr 27 [cited 2024 Jul 16];2(2):178–192. Available from: https://doi.org/10.47268/tatohi.v2i2.909
MLA 8th: Djokdja, Galang Ramadhan, Sherly Adam, and Margie Gladies Sopacua. "Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan." TATOHI: Jurnal Ilmu Hukum, vol. 2, no. 2, 27 Apr. 2022, pp. 178–192, doi:10.47268/tatohi.v2i2.909. Accessed 16 Jul. 2024.
BibTeX:
@article{TATOHI909,
		author = {Galang Djokdja and Sherly Adam and Margie Sopacua},
		title = {Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan},
		journal = {TATOHI: Jurnal Ilmu Hukum},
		volume = {2},
		number = {2},
		year = {2022},
		keywords = {Criminal Liability; Credit Card Burglary; Criminal Acts in the Banking Sector},
		abstract = {Introduction: There are many cases of fraud with credit cards at banks known as carding, but there is no new legal rule to ensnare the perpetrators so that the judges still use the old rules, namely the Criminal Code. Law enforcement in the banking sector includes regulatory issues in the field of information technology and other aspects are the ability of law enforcement officers, public legal awareness, and infrastructure that supports law enforcement, especially in reviewing criminal liability for perpetrators.Purposes of the Research: Criminal liability for credit card burglary perpetrators in criminal acts in the banking sector. Methods of the Research: The research method used is normative juridical with a problem approach in the form of a statutory approach, a conceptual analysis approach and a case approach. The legal materials used are primary and secondary legal materials. Data collection techniques are carried out through library research and processing techniques and analysis of legal materials through descriptions using qualitative methods.Results of the Research: The results of the study indicate that the criminal law regulation of the crime of carding has been regulated in Law Number 19 of 2016 concerning Amendments to Law Number 11 of 2008 concerning Information and Electronic Transactions and has been formulated in articles 362, 363 and 378 of the Criminal Code. namely about Theft and Fraud. Carding criminal liability can be carried out based on the ability of the perpetrator to be responsible; there is an error in the form of a deliberate act of the perpetrator as proven in accordance with the articles in paragraph; there is no excuse for his actions; and may be subject to sanctions for carding criminals.},
				issn = {2775-619X},		pages = {178--192}			doi = {10.47268/tatohi.v2i2.909},
				url = {https://fhukum.unpatti.ac.id/jurnal/tatohi/article/view/909}
		}
		
RefWorks:

   


BPHN, and Departemen Kehakiman. “Laporan Akhir Penelitian Masalah-Masalah Hukum Kejahatan Perbankan.” Jakarta, 1992.

Chazawi, Adami. Pelajaran Hukum Pidana (Stelsel Tindak Pidana, Teori-Teori Pemidanaan & Batas Berlakunya Hukum Pidana). Jakarta: Raja Grafindo Persada, 2002.

Donegan, Michael. “Crime Script for Mandate Fraud.” Journal of Money Laundering Control 22, no. 4 (2019): 770–81. https://doi.org/10.1108/JMLC-03-2019-0025.

Faridi, Muhammad Khairul. “Kejahatan Siber Dalam Bidang Perbankan.” Cyber Security Dan Forensik Digital 1, no. 2 (2018): 57–61.

Gumilang, D., Otto Yudianto, and Erny Herlin Setyorini. “Legalitas Surat Kuasa Yang Diterbitkan Seorang Buron.” Jurnal Hukum Magnum Opus 2, no. 2 (2019): 125–36. https://doi.org/10.30996/jhmo.v2i2.2497.

Hardeveld, Gert Jan van, Craig Webber, and Kieron O’Hara. “Discovering Credit Card Fraud Methods in Online Tutorials.” In Proceedings of the 1st International Workshop on Online Safety, Trust and Fraud Prevention, 1:1–5, 2016. https://doi.org/10.1145/2915368.2915369.

Haryanto, Toto. “Modus Baru Pencurian Kartu Kredit Terungkap.” Totoharyato.Com. Jakarta, 2015.

Jovan, F N. Pembobol Kartu Kredit- Menyingkap Teknik Dan Cara Kerja Para Carder Di Internet. Jakarta: Mediakita, 2006.

Kartonegoro. Diktat Kuliah Hukum Pidana. Jakarta: Balai Lektur Mahasiswa, 1987.

Kasmir. Bank Dan Lembaga Keuangan Lainnya. Jakarta: Raja Grafindo Persada, 2014.

Kleden, Kristoforus Laga. “Pisau Analisis Kriminologi Prostitusi Online.” DiH: Jurnal Ilmu Hukum 15, no. 1 (2019): 68–78. https://doi.org/10.30996/dih.v15i1.

Labetubun, Muchtar Anshary Hamid, Esther Kembauw, Supiah Ningsih, Surya Putra, Siti Epa Hardiyanti, Ahmad Bairizki, Binti Mutafarida, et al. “Fungsi Dan Peranan Bank Indonesia Dan Bank Umum.” In Manajemen Perbankan (Sebuah Tinjauan Teori Dan Praktis). Bandung: Widina Bhakti Persada, 2021.

Labetubun, Muchtar Anshary Hamid, Atika Zahra Maulida, Diana Triwardhani, Husain, Christina Bagenda, Lucky Nugroho, Titin Hargyatni, et al. “Sistem Keuangan Dan Lembaga Keuangan Di Indonesia.” In Lembaga Keuangan Bank Dan Non Bank (Sebuah Tinjauan Teori Dan Praktis). Bandung: Widina Bhakti Persada, 2021.

Mardhatillah, Adam Bastian, and Ahmad Mahyani. “Bukti Tidak Langsung Sebagai Dasar Hakim Menjtuhkan Pidana (Putusan Nomor: 777/ Pid.B/ 2016/ PN.JKT.PST).” Mimbar Keadilan 12, no. 1 (2019): 59–66. https://doi.org/10.30996/mk.v12i1.2167.

Marzuki, Peter Mahmud. Penelitian Hukum,. Jakarta: Kencana, 2016.

Michael, Tomy. “The HE Inhited Conditions In The Draft Regulation of Surabaya Mayor About The Procedur of Choosing The Management of Community Empowerment of Village Institusion, Citizen Association And Neighborhood Association.” Jurnal Hukum Magnum Opus 2, no. 2 (2019): 174–84.

Nisa, Khoirotun. “Urgensi Undang-Undang Nomor 8 Tahun 2011 Tentang Informasi Dan Transaksi Elektronik Dalam Penanganan Atas Kejahatan Carding Di Bank X.” Journal of Islamic Business Law 4, no. 3 (2020): 1–11.

Pentury, Ronald. “Tinjauan Kriminologi Terhadap Kejahatan Perbankan.” Universitas Pattimura, 2013.

Rahmanto, Tony Yuri. “Penegakan Hukum Terhadap Tindak Pidana Penipuan Berbasis Transaksi Elektronik.” Jurnal Penelitian Hukum De Jure 19, no. 1 (2019): 31–52. https://doi.org/10.30641/dejure.2019.V19.31-52.

Suhariyanto, Budi. Tindak Pidana Teknologi Informasi. Jakarta: Rajawali Pers, 2012.

Sutarman. Cyber Crime-Modus Operandi Dan Penanggulangannya. Yogyakarta: LaksBang Pressindo, 2007.

Wahid, Abdul, and Mohammad Labib. Kejahatan Mayantara. Bandung: Refika Aditama, 2005.

Wilyana, Rezy Januar, Imam Budi Santoso, and Oci Senjaya. “Pembuktian Bukti Elektronik Di Persidangan.” Singaperbangsa Law Review 1, no. 1 (2020): 164–83.

Full Text: PDF

Article Metrics

Abstract View grafik : 2338 times
PDF icon PDF Download : 2957 times

Refbacks

  • There are currently no refbacks.


Copyright (c) 2022 Galang Ramadhan Djokdja, Sherly Adam, Margie Gladies Sopacua

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.