Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan

Galang Ramadhan Djokdja; Sherly Adam; Margie Gladies Sopacua

doi:10.47268/tatohi.v2i2.909

Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan

Galang Ramadhan Djokdja⁽¹⁾, Sherly Adam⁽²⁾, Margie Gladies Sopacua⁽³⁾

(1) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(2) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
(3) Fakultas Hukum Universitas Pattimura, Ambon, Indonesia
email

Corresponding Author

Abstract

Introduction: There are many cases of fraud with credit cards at banks known as carding, but there is no new legal rule to ensnare the perpetrators so that the judges still use the old rules, namely the Criminal Code. Law enforcement in the banking sector includes regulatory issues in the field of information technology and other aspects are the ability of law enforcement officers, public legal awareness, and infrastructure that supports law enforcement, especially in reviewing criminal liability for perpetrators.

Purposes of the Research: Criminal liability for credit card burglary perpetrators in criminal acts in the banking sector.

Methods of the Research: The research method used is normative juridical with a problem approach in the form of a statutory approach, a conceptual analysis approach and a case approach. The legal materials used are primary and secondary legal materials. Data collection techniques are carried out through library research and processing techniques and analysis of legal materials through descriptions using qualitative methods.

Results of the Research: The results of the study indicate that the criminal law regulation of the crime of carding has been regulated in Law Number 19 of 2016 concerning Amendments to Law Number 11 of 2008 concerning Information and Electronic Transactions and has been formulated in articles 362, 363 and 378 of the Criminal Code. namely about Theft and Fraud. Carding criminal liability can be carried out based on the ability of the perpetrator to be responsible; there is an error in the form of a deliberate act of the perpetrator as proven in accordance with the articles in paragraph; there is no excuse for his actions; and may be subject to sanctions for carding criminals.

Keywords

Criminal Liability; Credit Card Burglary; Criminal Acts in the Banking Sector

DOI

10.47268/tatohi.v2i2.909

Published

2022-04-27

How To Cite

APA: Djokdja, G.R., Adam, S., & Sopacua, M.G. (2022). Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan. TATOHI: Jurnal Ilmu Hukum, 2(2), 178–192. DOI: https://doi.org/10.47268/tatohi.v2i2.909.

IEEE: G.R. Djokdja, S. Adam, and M.G. Sopacua, "Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan", TATOHI J. Ilmu Huk., vol. 2, no. 2, pp. 178–192, Apr. 2022. Accessed on: Apr. 19, 2025. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v2i2.909

Harvard: Djokdja, G.R., Adam, S., and Sopacua, M.G., (2022). "Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan". TATOHI: Jurnal Ilmu Hukum, Volume 2(2), pp. 178–192. [Online]. Available DOI: https://doi.org/10.47268/tatohi.v2i2.909 (Accessed on: 19 April 2025)

Chicago: Djokdja, Galang Ramadhan, Sherly Adam, and Margie Gladies Sopacua. "Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan." TATOHI: Jurnal Ilmu Hukum 2, no. 2 (April 27, 2022): 178–192. Accessed April 19, 2025. doi:10.47268/tatohi.v2i2.909

Vancouver: Djokdja GR, Adam S, Sopacua MG. Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan. TATOHI J. Ilmu Huk. [Internet]. 2022 Apr 27 [cited 2025 Apr 19];2(2):178–192. Available from: https://doi.org/10.47268/tatohi.v2i2.909

MLA 8th: Djokdja, Galang Ramadhan, Sherly Adam, and Margie Gladies Sopacua. "Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan." TATOHI: Jurnal Ilmu Hukum, vol. 2, no. 2, 27 Apr. 2022, pp. 178–192, doi:10.47268/tatohi.v2i2.909. Accessed 19 Apr. 2025.

BibTeX:

@article{TATOHI909,
		author = {Galang Djokdja and Sherly Adam and Margie Sopacua},
		title = {Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan},
		journal = {TATOHI: Jurnal Ilmu Hukum},
		volume = {2},
		number = {2},
		year = {2022},
		keywords = {Criminal Liability; Credit Card Burglary; Criminal Acts in the Banking Sector},
		abstract = {Introduction: There are many cases of fraud with credit cards at banks known as carding, but there is no new legal rule to ensnare the perpetrators so that the judges still use the old rules, namely the Criminal Code. Law enforcement in the banking sector includes regulatory issues in the field of information technology and other aspects are the ability of law enforcement officers, public legal awareness, and infrastructure that supports law enforcement, especially in reviewing criminal liability for perpetrators.Purposes of the Research: Criminal liability for credit card burglary perpetrators in criminal acts in the banking sector. Methods of the Research: The research method used is normative juridical with a problem approach in the form of a statutory approach, a conceptual analysis approach and a case approach. The legal materials used are primary and secondary legal materials. Data collection techniques are carried out through library research and processing techniques and analysis of legal materials through descriptions using qualitative methods.Results of the Research: The results of the study indicate that the criminal law regulation of the crime of carding has been regulated in Law Number 19 of 2016 concerning Amendments to Law Number 11 of 2008 concerning Information and Electronic Transactions and has been formulated in articles 362, 363 and 378 of the Criminal Code. namely about Theft and Fraud. Carding criminal liability can be carried out based on the ability of the perpetrator to be responsible; there is an error in the form of a deliberate act of the perpetrator as proven in accordance with the articles in paragraph; there is no excuse for his actions; and may be subject to sanctions for carding criminals.},
				issn = {2775-619X},		pages = {178--192}			doi = {10.47268/tatohi.v2i2.909},
				url = {https://fhukum.unpatti.ac.id/jurnal/tatohi/article/view/909}
		}

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Dublin Core		PKP Metadata Items	Metadata for this Document

1.	Title	Title of document	Pertanggungjawaban Pidana Pelaku Pembobolan Kartu Kredit Dalam Tindak Pidana Di Bidang Perbankan

2.	Creator	Author's name, affiliation, country	Galang Ramadhan Djokdja; Fakultas Hukum Universitas Pattimura, Ambon; Indonesia

2.	Creator	Author's name, affiliation, country	Sherly Adam; Fakultas Hukum Universitas Pattimura, Ambon; Indonesia

2.	Creator	Author's name, affiliation, country	Margie Gladies Sopacua; Fakultas Hukum Universitas Pattimura, Ambon; Indonesia

3.	Subject	Discipline(s)

3.	Subject	Keyword(s)	Criminal Liability; Credit Card Burglary; Criminal Acts in the Banking Sector

4.	Description	Abstract	Introduction: There are many cases of fraud with credit cards at banks known as carding, but there is no new legal rule to ensnare the perpetrators so that the judges still use the old rules, namely the Criminal Code. Law enforcement in the banking sector includes regulatory issues in the field of information technology and other aspects are the ability of law enforcement officers, public legal awareness, and infrastructure that supports law enforcement, especially in reviewing criminal liability for perpetrators.Purposes of the Research: Criminal liability for credit card burglary perpetrators in criminal acts in the banking sector. Methods of the Research: The research method used is normative juridical with a problem approach in the form of a statutory approach, a conceptual analysis approach and a case approach. The legal materials used are primary and secondary legal materials. Data collection techniques are carried out through library research and processing techniques and analysis of legal materials through descriptions using qualitative methods.Results of the Research: The results of the study indicate that the criminal law regulation of the crime of carding has been regulated in Law Number 19 of 2016 concerning Amendments to Law Number 11 of 2008 concerning Information and Electronic Transactions and has been formulated in articles 362, 363 and 378 of the Criminal Code. namely about Theft and Fraud. Carding criminal liability can be carried out based on the ability of the perpetrator to be responsible; there is an error in the form of a deliberate act of the perpetrator as proven in accordance with the articles in paragraph; there is no excuse for his actions; and may be subject to sanctions for carding criminals.

5.	Publisher	Organizing agency, location	Faculty of Law Pattimura University

6.	Contributor	Sponsor(s)

7.	Date	(YYYY-MM-DD)	2022-04-27

8.	Type	Status & genre	Peer-reviewed Article

8.	Type	Type

9.	Format	File format	PDF

10.	Identifier	Uniform Resource Identifier	https://fhukum.unpatti.ac.id/jurnal/tatohi/article/view/909

10.	Identifier	Digital Object Identifier	10.47268/tatohi.v2i2.909

11.	Source	Title; vol., no. (year)	TATOHI: Jurnal Ilmu Hukum; Vol 2, No 2 (2022): Volume 2 Nomor 2, April 2022

12.	Language	English=en	en

13.	Relation	Supp. Files

14.	Coverage	Geo-spatial location, chronological period, research sample (gender, age, etc.)

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