Pembukaan Prinsip Kerahasiaan Bank sebagai Perbuatan Melawan Hukum

Dinda Anna Zatika

doi:10.47268/sasi.v26i4.238

Pembukaan Prinsip Kerahasiaan Bank sebagai Perbuatan Melawan Hukum

Dinda Anna Zatika⁽¹⁾

(1) Pascasarjana Ilmu Hukum Universitas Indonesia, Jakarta, Indonesia
email

Corresponding Author

Abstract

Banking secrecy is known in many countries in the world that has a bank financial institution. Banking secrecy is one of the most important principle. It is because the development and growth of one bank is very dependant on public trust. Confidentiality of information that is born in banking activities, is needed for the benefit of the bank and also the interest of the customer itself. This research discussed about how is the function of the banking financial institution in protecting their customers through the banking secrecy and how is the form of tort of law against the banking secrecy in a judicial proceedings that linked to the case. Method used in this research is juridical normative research. Data are collected by literatures and documents studies, then analyzed using descriptive qualitative analysis. The results of this research indicate that to overcome problems with the banking secrecy, interference from the authorities in the consumer protection sector in the field of financial services is needed, that is Financial Services Authority institution or in Indonesian it is called Otoritas Jasa Keuangan. The institution is expected to be able to protect customers from financial service business that are considered to harm the interests of customers. In the case, the customer sued the bank for violation of banking secrecy on the basis of tort of law that is contrary to the bank’s legal obligations and the law as referred to the article 40 paragraph 1 of the Banking Law.

Keywords

Banking Secrecy; Violations; Financial Services Authority; Tort of Law

DOI

10.47268/sasi.v26i4.238

Published

2020-12-30

How To Cite

APA: Zatika, D.A. (2020). Pembukaan Prinsip Kerahasiaan Bank sebagai Perbuatan Melawan Hukum. SASI, 26(4), 500-513. DOI: https://doi.org/10.47268/sasi.v26i4.238.

IEEE: D.A. Zatika, "Pembukaan Prinsip Kerahasiaan Bank sebagai Perbuatan Melawan Hukum", SASI, vol. 26, no. 4, pp. 500-513, Dec. 2020. Accessed on: Apr. 2, 2025. [Online]. Available DOI: https://doi.org/10.47268/sasi.v26i4.238

Harvard: Zatika, D.A., (2020). "Pembukaan Prinsip Kerahasiaan Bank sebagai Perbuatan Melawan Hukum". SASI, Volume 26(4), pp. 500-513. [Online]. Available DOI: https://doi.org/10.47268/sasi.v26i4.238 (Accessed on: 2 April 2025)

Chicago: Zatika, Dinda Anna. "Pembukaan Prinsip Kerahasiaan Bank sebagai Perbuatan Melawan Hukum." SASI 26, no. 4 (December 20, 2020): 500-513. Accessed April 2, 2025. doi:10.47268/sasi.v26i4.238

Vancouver: Zatika DA. Pembukaan Prinsip Kerahasiaan Bank sebagai Perbuatan Melawan Hukum. SASI [Internet]. 2020 Dec 30 [cited 2025 Apr 2];26(4):500-513. Available from: https://doi.org/10.47268/sasi.v26i4.238

MLA 8th: Zatika, Dinda Anna. "Pembukaan Prinsip Kerahasiaan Bank sebagai Perbuatan Melawan Hukum." SASI, vol. 26, no. 4, 20 Dec. 2020, pp. 500-513, doi:10.47268/sasi.v26i4.238. Accessed 2 Apr. 2025.

BibTeX:

@article{SASI238,
		author = {Dinda Zatika},
		title = {Pembukaan Prinsip Kerahasiaan Bank sebagai Perbuatan Melawan Hukum},
		journal = {SASI},
		volume = {26},
		number = {4},
		year = {2020},
		keywords = {Banking Secrecy; Violations; Financial Services Authority; Tort of Law},
		abstract = {Banking secrecy is known in many countries in the world that has a bank financial institution. Banking secrecy is one of the most important principle. It is because the development and growth of one bank is very dependant on public trust. Confidentiality of information that is born in banking activities, is needed for the benefit of the bank and also the interest of the customer itself. This research discussed about how is the function of the banking financial institution in protecting their customers through the banking secrecy and how is the form of tort of law against the banking secrecy in a judicial proceedings that linked to the case. Method used in this research is juridical normative research. Data are collected by literatures and documents studies, then analyzed using descriptive qualitative analysis. The results of this research indicate that to overcome problems with the banking secrecy, interference from the authorities in the consumer protection sector in the field of financial services is needed, that is Financial Services Authority institution or in Indonesian it is called Otoritas Jasa Keuangan. The institution is expected to be able to protect customers from financial service business that are considered to harm the interests of customers. In the case, the customer sued the bank for violation of banking secrecy on the basis of tort of law that is contrary to the bank’s legal obligations and the law as referred to the article 40 paragraph 1 of the Banking Law.},
				issn = {2614-2961},		pages = {500--513}			doi = {10.47268/sasi.v26i4.238},
				url = {https://fhukum.unpatti.ac.id/jurnal/sasi/article/view/238}
		}

RefWorks:

Citation format: Download Citation:

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Tesis dan Lain-Lain

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