Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS

Siti Nurhayati; Nurjamil Nurjamil; Muhammad Haris Fadhillah

doi:10.47268/ballrev.v3i1.929

Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS

Siti Nurhayati⁽¹⁾, Nurjamil Nurjamil⁽²⁾, Muhammad Haris Fadhillah⁽³⁾

(1) Study Program in Islamic Economics, Manajemen Koperasi Indonesia Institute, Sumedang, Indonesia
(2) Study Program in Islamic Economics, Manajemen Koperasi Indonesia Institute, Sumedang, Indonesia
(3) Study Program in Management, Manajemen Koperasi Indonesia Institute, Sumedang, Indonesia
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Corresponding Author

Abstract

This research was conducted to outline the opportunities and challenges of resolving fintech business disputes through the Alternative Dispute Resolution Institute (LAPS) in Indonesia. The research method used in this research is a legal reasearch approach and qualitative approach that is to review primary and secondary data sources related to regulations on business dispute resolution in Indonesia. The results show that fintech plays a role in encouraging the economic development of the community, especially as an alternative to financing. LAPS serves as a solution to dispute resolution of business people in Indonesia this institution was chosen because it is more effective and efficient, the verdict is final and binding that is contrary to litigation lines that seem time-consuming and expensive costs. LAPS opportunities are very large for the rise of digital-based businesses and payments that still leave many legal problems while LAPS khsusus fintech is not yet available where LAPS provides services that are in line with digital business; the settlement is a win-win solution, which is in accordance with the character of the business world, which is obliged to manage risks, including reputational risk, operational risk and legal risk. While the challenges faced by LAPS in fintech include: Dualism alternative fintech dispute resolution can be through LAPS and can also through the Consumer Dispute Resolution Agency (BPSK); Limited Legal Infrastructure The number of fintech transactions that continue to increase in line with the potential for disputes that will occur; Availability of Mediators and Arbitrators of LAPS Financial Services Sector.

Keywords

Fintech; LAPS; Business Disputes

DOI

10.47268/ballrev.v3i1.929

Published

2022-05-16

How To Cite

APA: Nurhayati, S., Nurjamil, N., & Fadhillah, M.H. (2022). Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS. Batulis Civil Law Review, 3(1), 1-7. DOI: https://doi.org/10.47268/ballrev.v3i1.929.

IEEE: S. Nurhayati, N. Nurjamil, and M.H. Fadhillah, "Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS", Batulis Civ. Law Rev., vol. 3, no. 1, pp. 1-7, May. 2022. Accessed on: Apr. 30, 2025. [Online]. Available DOI: https://doi.org/10.47268/ballrev.v3i1.929

Harvard: Nurhayati, S., Nurjamil, N., and Fadhillah, M.H., (2022). "Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS". Batulis Civil Law Review, Volume 3(1), pp. 1-7. [Online]. Available DOI: https://doi.org/10.47268/ballrev.v3i1.929 (Accessed on: 30 April 2025)

Chicago: Nurhayati, Siti, Nurjamil Nurjamil, and Muhammad Haris Fadhillah. "Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS." Batulis Civil Law Review 3, no. 1 (May 16, 2022): 1-7. Accessed April 30, 2025. doi:10.47268/ballrev.v3i1.929

Vancouver: Nurhayati S, Nurjamil N, Fadhillah MH. Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS. Batulis Civ. Law Rev. [Internet]. 2022 May 16 [cited 2025 Apr 30];3(1):1-7. Available from: https://doi.org/10.47268/ballrev.v3i1.929

MLA 8th: Nurhayati, Siti, Nurjamil Nurjamil, and Muhammad Haris Fadhillah. "Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS." Batulis Civil Law Review, vol. 3, no. 1, 16 May. 2022, pp. 1-7, doi:10.47268/ballrev.v3i1.929. Accessed 30 Apr. 2025.

BibTeX:

@article{BALLREV929,
		author = {Siti Nurhayati and Nurjamil Nurjamil and Muhammad Fadhillah},
		title = {Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS},
		journal = {Batulis Civil Law Review},
		volume = {3},
		number = {1},
		year = {2022},
		keywords = {Fintech; LAPS; Business Disputes},
		abstract = {This research was conducted to outline the opportunities and challenges of resolving fintech business disputes through the Alternative Dispute Resolution Institute (LAPS) in Indonesia. The research method used in this research is a legal reasearch approach and qualitative approach that is to review primary and secondary data sources related to regulations on business dispute resolution in Indonesia. The results show that fintech plays a role in encouraging the economic development of the community, especially as an alternative to financing. LAPS serves as a solution to dispute resolution of business people in Indonesia this institution was chosen because it is more effective and efficient, the verdict is final and binding that is contrary to litigation lines that seem time-consuming and expensive costs. LAPS opportunities are very large for the rise of digital-based businesses and payments that still leave many legal problems while LAPS khsusus fintech is not yet available where LAPS provides services that are in line with digital business; the settlement is a win-win solution, which is in accordance with the character of the business world, which is obliged to manage risks, including reputational risk, operational risk and legal risk. While the challenges faced by LAPS in fintech include: Dualism alternative fintech dispute resolution can be through LAPS and can also through the Consumer Dispute Resolution Agency (BPSK); Limited Legal Infrastructure The number of fintech transactions that continue to increase in line with the potential for disputes that will occur; Availability of Mediators and Arbitrators of LAPS Financial Services Sector.},
				issn = {2746-8151},		pages = {1--7}			doi = {10.47268/ballrev.v3i1.929},
				url = {https://fhukum.unpatti.ac.id/jurnal/ballrev/article/view/929}
		}

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Dublin Core		PKP Metadata Items	Metadata for this Document

1.	Title	Title of document	Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS

2.	Creator	Author's name, affiliation, country	Siti Nurhayati; Study Program in Islamic Economics, Manajemen Koperasi Indonesia Institute, Sumedang; Indonesia

2.	Creator	Author's name, affiliation, country	Nurjamil Nurjamil; Study Program in Islamic Economics, Manajemen Koperasi Indonesia Institute, Sumedang; Indonesia

2.	Creator	Author's name, affiliation, country	Muhammad Haris Fadhillah; Study Program in Management, Manajemen Koperasi Indonesia Institute, Sumedang; Indonesia

3.	Subject	Discipline(s)

3.	Subject	Keyword(s)	Fintech; LAPS; Business Disputes

4.	Description	Abstract	This research was conducted to outline the opportunities and challenges of resolving fintech business disputes through the Alternative Dispute Resolution Institute (LAPS) in Indonesia. The research method used in this research is a legal reasearch approach and qualitative approach that is to review primary and secondary data sources related to regulations on business dispute resolution in Indonesia. The results show that fintech plays a role in encouraging the economic development of the community, especially as an alternative to financing. LAPS serves as a solution to dispute resolution of business people in Indonesia this institution was chosen because it is more effective and efficient, the verdict is final and binding that is contrary to litigation lines that seem time-consuming and expensive costs. LAPS opportunities are very large for the rise of digital-based businesses and payments that still leave many legal problems while LAPS khsusus fintech is not yet available where LAPS provides services that are in line with digital business; the settlement is a win-win solution, which is in accordance with the character of the business world, which is obliged to manage risks, including reputational risk, operational risk and legal risk. While the challenges faced by LAPS in fintech include: Dualism alternative fintech dispute resolution can be through LAPS and can also through the Consumer Dispute Resolution Agency (BPSK); Limited Legal Infrastructure The number of fintech transactions that continue to increase in line with the potential for disputes that will occur; Availability of Mediators and Arbitrators of LAPS Financial Services Sector.

5.	Publisher	Organizing agency, location	Faculty of Law, Universitas Pattimura

6.	Contributor	Sponsor(s)

7.	Date	(YYYY-MM-DD)	2022-05-16

8.	Type	Status & genre	Peer-reviewed Article

8.	Type	Type

9.	Format	File format	PDF

10.	Identifier	Uniform Resource Identifier	https://fhukum.unpatti.ac.id/jurnal/ballrev/article/view/929

10.	Identifier	Digital Object Identifier	10.47268/ballrev.v3i1.929

11.	Source	Title; vol., no. (year)	Batulis Civil Law Review; Vol 3, No 1 (2022): VOLUME 3 NOMOR 1, MEI 2022

12.	Language	English=en	en

13.	Relation	Supp. Files

14.	Coverage	Geo-spatial location, chronological period, research sample (gender, age, etc.)

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